I am better off on benefits

[yousilvertongueddevilyou]

I make £1100/month self-employed. I now get £620/month in Universal Credit and £80/week in child benefit.

I'm on a £26K/year salary which goes a long way where I live.

If I got a job that paid £28K/year I'd have to work more, for £100/month more, which I'd lose in prescriptions, free school meals, and council tax support.

I'd have to make at least £30K/year to make working worth my while and then I'd have to lose even more on childcare to work full-time.

So I really need to make at least £35K/year and even then the slog wouldn't be worth it.

I'm grateful. It does trap you into a static income though. Unless my self-employed work becomes more lucrative.

I do work as much as I can, but only in school hours and before school, as it benefits my child to have me pick them up every day.

I'm certainly not incentivised to go back to work, but I am still seeking employment because I enjoy working.

Universal Credit was bashed but it actually works really well and rewards people to work.

You can still get UC if you own property, you just can't claim the housing element. You can still claim the child element.

If you can work you should - the rest of us shouldn’t have to subsidise your lifestyle choice. Especially if you can earn well by being self employed.

You'll also be able to put more in to a private pension if you work than you will if on benefits.

I’d like to pick my DS up from school too, but DH and I both have to work, so I can’t. So he goes to after school club except on Friday’s when I don’t work. Your freedom to choose is being paid for by other taxpayers who don’t have such choice. YABVU.

OP IS working, she said so.

Yeah but as she doesn’t receive much thatl be wiped out once rent is gone as it’s probably just covering her rent now.

Dodgeitornot No, I was replying to Chocolate23 I didnt say anything about anyones amount of children or their struggles. I spoke about my own personal situation

Instead of attacking people for no reason why dont you read posts properly instead of calling people assholes you rude fuck 🤦‍♀️