To want to know, how much a month do you think it costs to run your car ?

[Kittencuddle]

Not talking about petrol

but tax
mot
insurance
general maintence and repairs

just a a rough guide ?

tax: £18
insurance: £40

MOT is £50 annually.

Tyres cost me usually about £120 for 2 if i find a good deal, and i usually replace 2 a year. so £10
General maintenance depends what needs doing.. if its a year i need to sort brakes, thats a £200 -£300 job, or if i've a suspension thing that needs doing.. again its £150-£300 depending what needs doing. I've probably spent about £600 in the last 3 years on stuff for it.

I've just broken it down, based on tax / insurance / MOT / repairs for last year, plus an average of £50-75 per month in fuel, and it works out to be about £150 per month.

Still cheaper / more reliable / more comfortable / more reliable than public transport, and I say that as a muesli-knitting leftie who lives in the suburbs of a major city.

Argh, I wish there was an edit button.

10-year-old car owned outright, so no finance or anything.

I put aside £150 a month to cover MOT, insurance, servicing and repairs. Plus one £70 tank of petrol a month. It's a 2011 plate and a boring reliable make.
I don't need it for work, just kids activities, big supermarket trips and visiting family.

Yearly
Insurance 400
Tax 140
Breakdown cover 70
Service 160

Then I save 1k a year for repairs and MOT costs, and hope I dont need it.

10 year old Corsa.

Depreciation is the big one. It can be thousands per year (assuming you own your car).

Last full year cost us £1,593 for 2 cars, to cover RAC, repairs/servicing, road tax and insurance, so £797 per year per car, or £66 per car per month. Both are pretty old, one is 8 years old, the other is 13 years old, both properly serviced every year by the dealership.

The only other costs are fuel which will depend on your mileage driven.

Tax - £26 a month
MOT - £45 annually
Insurance - £35 a month

General maintenance and repairs - probably £200 - £300 ish a year, but could be more depending on what goes wrong!

I’ve never bought new cars so also save towards the next one each month so as and when it needs replacing I’ll buy another one a few years old outright.

Ins 60€
Maint contract 80€

12 year old Mégane no tax as it's included in the price of diesel

Oh and RAC cover we get included with our bank account, but I’d include that too if not.

I have an old land rover.
It cost around £50/week in diesel.
£18 a month tax.
£30 a month insurance.
£200 ish to service yearly.

It also cost £1200 to get through its MOT last year but previously it’s been a few hundred. Still cheaper than paying monthly though.

Insurance for me and student DD= £45 a month, will go down on renewal since she will have had her license for a year.
Tax =£2.99 a month
MOT and service was £200, no work needed this year.
Breakdown cover =£100 a year.
Depreciation: none with this car as I bought it for £5000 in 2017 and would sell for more than that now.

£87 a month, not including any repairs or tyres etc.

A 28 day bus megarider would cost me £108 and still not get me where I want to go at the time I want to be there.

Tax 13(half price as disabled), insurance 19, fuel 45, mot, annual service, tyres, windscreen accoutrements, other fluids x÷12=45. Then other things can happen eg needed a new spring last week £150 that kind of stuff I budget £600/yr and don't always spend it. 14yo car worth £3k. Just about manage it. Car ownership is not cheap! If I was physically able to save a lot i.e.: use a bus I'd spend £600/yr on discounted weekly tickets organising my need to about 40 weeks a year.

Seven year old Landrover. Don’t laugh. I know they’re unreliable and customer service is shit but it’s such a lovely car.

£100 warranty
£100 service plan
£45 insurance
£13 tax
£300 extra for fuel

Mot is £55 yearly. Don’t think service plan covers wear & tear so roughly another £600 every couple of years for tyres and possibly £300 for brake pads.

The warranty has just paid for a £2.5k timing chain and a £2k rear differential. Just hoping the turbo and DPF are ok as they’re the other big ticket items.

10 Yr old car.

I put 150 aside a month for tax, insurance, breakdown cover, mot and repairs.

I do v low mileage but allow £50 month petrol.

Tax is like £500 ish per year, MOT is £50 ish, service this year (first major one) will be £1k plus, general maintenance is quite low though. Insurance is 1k a year.

Probably £250 pm not including fuel / car payment.

If I need tires I'll be getting close to 1k for a set! Brake pads / discs are mega expensive so I never want to replace them.

I know you said not fuel, but as an idea that's about £300pm.

I've looked at my records for last year and it works out to just over £40pm

Varies massively. Some people pay under £200 per year for insurance, some people pay that a month.
Tax varies, depending on your car
The amount of miles you do will not only cost different amounts in fuel for each of us but will impact on things like wear and tear on tyres.
Most cars need an MOT, but new ones don't
Depreciation
Repairs - likely to be a correlation between age of car and repairs needed but doesn't always work out like that.

Then are you adding in things like parking costs ?

Tax £12
Insurance £26
Servicing this year cost me £17 per month but I save £50 to allow for extra costs
I haven't needed anything like tyres etc but they usually come out the £50 a month.

So £88 per month.

It was bought outright not on finance 6 years ago and has cost me £75 a month if I assume it had no value and stopped working tomorrow. I don't expect that to happen, I should get another 3-5 years out of it at a minimum.

The in reality cost last year was £55 btw, the extra £33 is money saved that wasn't spent on the car that year.

Holy shit, what do you drive that's at £500pa to tax?

Even my 10-year-old 1.6 Mazda is only about £160.

Me and DH put £150 a month away (so £75 each) which covers mots, tax, insurance, repairs etc for both cars. We haven't had to top it up at any point.

I do personal car leasing because I don't have the money to buy anything outright, even second hand....plus I like the security of everything sorted out for me (maintained lease, so all all problems sorted out by the car company).

Per month costs me £199 for the car, which was brand new when I got it.
Insurance costs £28 per month.
Petrol costs about £50 per month.

All other costs are free, including MOT, tyres, windscreen repairs, breakdown cover, road tax, any faults or problems rectified for free. By the time the car is 5 years old I can swap it for another brand new car, no deposit. Works for me.

30 a year tax, 40 for MOT, 400 for insurance
so £40 a month on a 9 year old VW
DP does all car repairs and servicing but still needs consumable parts like tyres so probably averages around £100 a month
clutch just went in DD car and parts alone were £320 so I try and have enough put aside in case needed