Car crash - they're asking for more money as she's saying her car a write off

[tangerinedays]

Had a bump yesterday. She's saying it's my fault, I think she was going far too fast, but not really about that. She's saying it will cost £1,000 to fix her car but the insurers will just write it off for around £500 (we were both in crappy runarounds). She's already cross that I told insurers (I think you legally have to) because she just wanted me to pay the £1000. I feel like this is surely what I have insurance for? We live in a small town. I don't know her, but do vaguely know some of her family and friends. AIBU to just shut her down and tell her to deal with insurers?

Check that it actually is your fault if any doubt (you shouldn’t just accept her say so).

Always take photos when you have a bump as well. Even if there appears to be no damage.

Absolutely go through insurers. My friend’s Dad once paid out cash, got them to sign a piece of paper to say he’d paid, then they kept the cash and claimed through insurance anyway. Piece of paper didn’t count for anything.

Has she actually got insurance?

Insurance, absolutely. I hope you are OK!