Sorry I know this isn't a AIBU but posting for traffic.
To cut a story short. This has been ongoing for a few weeks now.
Someone put a claim against my insurance saying I hit their car. I didn't. Not only was I not in that town, I wasn't even in the country in which this happened. I live in another country within the UK. I bought my car in March last year. It has never left the country i live in since then. (Neither have i)
I have disputed the claim and all I keep hearing from the under writers is the third party hasn't got back to us yet in relation to my dispute. I have spoke directly with my insurance who have said they have emailed the under writers to say they believe the claim against me to be a case of mistaken identity.
Today I received a letter from the police from the area in which this apparent incident happened. The letter states that I may of committed an offence, the offence being dangerous driving and that I have 28 days to provide information on who was driving the car. Again, me and my car were not involved in this at all.
I haven't been able to speak with this police force as the department is only open 2 hours a day and I'm getting no where with my insurance. Can anyone give me any advice on how I can handle this.. where to go from here? What's the best thing to do first ?
This is taking up so much of my time and is already costing me money in terms of my insurance. I had to renew my insurance very recently with this claim against me. I have lost 2 years of my no claims bonus and my insurance has went up by £20 a month. Its becoming quite stressful defending myself against this.