The Australian system has more than a basic public hospital system with inpatients, outpatients, therapists, investigations, emergency departments.
There is a private system working along side it, with overlaps. Some people will see consultant X for their endocrine problem publicly and consultant y for cardiology service.
The big misunderstanding about it is that you need private health insurance to access it, but you don’t. Private cover is largely for inpatient stays at private hospitals.
There’s a whole heap of private services - speech, OT, physio, psychology, medical specialists. You don’t need private cover to see them.
It works because the government pays each private provider a fee, then they charge on top. You pay the “gap”. My daughter saw a dermatologist privately, she cost $300ish and we were out of pocket 120. Follow ups are much cheaper.
If you have a low income or a chronic condition everything is cheaper. Private Therapy including psychology can be no cost, if you have a chronic medical condition/disorder and are on the National Disability Insurance Scheme. You don’t have to see a private consultant, ever, if you don’t want to. Some people without a lot of spare cash choose to see a specialist privately so they can see the same person every time.
GPs are private, although in most places you can find one who doesn’t charge beyond their government fee (bulk billed, no cost to patient). Most private lab tests are bulk billed (no cost), most basic radiology is. An MRI scan at our best local provider will have you out of pocket 150 dollars, if you choose to “go private” for this.
Without government funding this hybrid public/private service wouldn’t work, it would be crazily expensive.
I also don’t think it would work because culturally, people in the UK don’t want to pay anything at all.
Here, if you had a 7 year old child with ASD/aDHD and some delays you could see a paediatrician publicly (no cost), have fortnightly “private” speech, OT, physio, psychology through the government funded NDIS (no cost), see a bulk billing GP (no cost), have private bloods done to check for iron deficiency (no cost), private X-rays after a fall (no cost) and go to public ED for acute serious illnesses (no cost).
However, there is a cost to medications, the government subsidises medications and this subsidy is set irrespective of whether they are prescribed by the GP, private specialist of hospital. A child with a chronic condition or a low earning household will have meds cheaper; the cost of long acting stimulants
will be around $7/month.
A typical MN response to all of this is: “I can’t believe that I’d have to pay 2-3 pounds a month for this. I would have to go without food. I’ll stick with our wonderful NHS, thanks”.
I rhink it’s a cultural thing in the UK, most are not prepared to pay anything at all for health care.