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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to be shocked at universal credit amount?

513 replies

oddsocksmatchifsamethickness · 01/12/2022 07:26

I've just become a single mum of one, husband gone. So obviously I want to bring my earnings up. I'm self-employed and will be doing so. But I put in a calculation for UC to see if I could get help while I sought new contracts. I'm self-employed. I earned 1K this month and did the calculation and it says I will get another 650 a month from UC.

Can that be right? It seems a lot, it would take my income up to a wage of 28K/year, but I only work 20 hours a week.

Is this what people get?

OP posts:
Thread gallery
8
palygold · 26/11/2023 12:19

Zombie thread! Why on Earth has someone resurrected it.

ginandtonicwithlimes · 26/11/2023 12:21

palygold · 26/11/2023 12:19

Zombie thread! Why on Earth has someone resurrected it.

Benefit bashing.

Familyiness · 26/11/2023 12:23

@XenoBitch we couldn't get any help with our council tax, as dh was still getting sick pay!! Now he isn't they are being very slow in sorting it out.
The stress of it all is making me sick.

TodayForTomorrow · 26/11/2023 12:25

I used to live on around that when I was single. I had rent of £425 and I was running a car as I had a long commute each day that public transport didn't cover. I managed but it was very tight and I struggled with paying for car repairs, Christmas etc. Some weeks I had less than £5 to feed myself on so I would just buy pasta and cheese or porridge.

I couldn't have managed on that with a child and worked as well as childcare would have been impossible.

GertrudePerkinsPaperyThing · 26/11/2023 12:34

It would be better if employers were required to pay properly, yes. So your income would come from your employment - and be higher - rather than from the taxpayer. But the govt don’t like that idea.

But you are in work so this is their way of making sure you can work and have a decent income.

But I’d think that was still a fairly low income.

Parker231 · 26/11/2023 12:43

GertrudePerkinsPaperyThing · 26/11/2023 12:34

It would be better if employers were required to pay properly, yes. So your income would come from your employment - and be higher - rather than from the taxpayer. But the govt don’t like that idea.

But you are in work so this is their way of making sure you can work and have a decent income.

But I’d think that was still a fairly low income.

But people don’t want to pay a higher price for the goods and services these employers provide. We need a taxation system which allows those who need benefits to live a quality life and for services such as health and education to be properly funded

LakieLady · 26/11/2023 13:19

When benefit rates go up next year, more people will be eligible for UC. The increase in local housing allowance rates mean that there will be more help with housing costs, too.

I'd advise anyone who only just misses out on UC at the moment to check entitlement again on or soon after 8 April.

Beezknees · 26/11/2023 14:10

Xenia · 26/11/2023 11:58

That is why the state is trying to do something about it as it feels unfair to many workers. We ahve the highest tax burden in 70 years (since the 1940s) at the moment. No one is saying benefits allow those who work part time or don't work (or work full time and also receive benefits) to live like kings but the balance is not quite right and those who work full time and do not receive any state help (some on MN do not even receive child benefit) can feel things are a bit unfair.

it is the same as you reach the 40% (42% if you add NI a upper rate) tax band and higher - parents often do less work, pay less tax and contribute less to the poor and the country because so much more is taken away from them in tax.

Why have you resurrected a year old thread?

Beezknees · 26/11/2023 14:12

Parker231 · 26/11/2023 12:11

If you work full time on a low salary, you will be entitled to benefits - universal credit, tax credits etc. High earners don’t receive child benefits as they earn enough to not need the additional support.
The tax system in the UK is much lower than many other countries - and the UK are paying the price of therefore have a poor level of social services - education, health care, emergency services etc.

That poster is wealthy, it's well known on here. She doesn't need benefits.

ginandtonicwithlimes · 26/11/2023 14:22

Beezknees · 26/11/2023 14:12

That poster is wealthy, it's well known on here. She doesn't need benefits.

Why bedrudge the benefits others need then? Bit weird.

DollyDaydreamW · 26/11/2023 14:34

@Suzi888 women who are being financially abused, often have to claim UC etc whilst still living in the same home as a well-paid ex husband/partner. I for one would rather see many, many women being able to access that money, regardless of if their ex will fuck off or stay hanging about being abusive in the family home, because the woman cannot force him out. Why should she have nothing to live on? No one would rent to her probably, either? If you don't have proof (her direct word spoken to you directly) that she is "cheating the system", then in reality you know nothing about the situation. It's a measure to protect women and children, to allow them money to eat and survive.

I'd save your ire for the rich Tories who are privatising and tax evading and comprehensively bleeding this country dry to the tune of billions of pounds; the ACTUAL figures of benefit fraud are laughably tiny in comparison.

Rainb0wThund3r · 26/11/2023 14:42

I thought his when I did my first calculation. The calculations are way off you get monet deducted based on your take home pay. I got less than half of what the calculator says.

Parker231 · 26/11/2023 14:51

Beezknees · 26/11/2023 14:12

That poster is wealthy, it's well known on here. She doesn't need benefits.

I don’t need benefits and no longer live in the Uk but would prefer a tax system which supports (properly) those that do without the governments latest scheme of threatening those who are disabled or ill with further benefit sanctions .

I don’t begrudge those who need support from other taxpayers . High taxation = better public services which is good for everyone.

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