Mid terrace property, west midlands - currently heating off, I feel cold, temperature in our hallway where the thermostat is is reading 16c.
Once we're upstairs in bed that is likely to drop a few degrees further.
Last winter down here it got as low as 8c, but it was a fair bit colder and windy outside.
But it's not just how cold it is in your house, its what you're doing in your house, how long you are in your house and your own body.
I am in my house all day, every day bar appointments and very occasional trips out.
I am sat in a chair all day, except a few hours in the evening on the sofa under a blanket.
The exercise I get is hauling my ass up the stairs a couple of times a day for the loo, otherwise I am sat down, not moving, almost all the time.
I also have problems regulating my own body temp, so once cold I can't get warm simply by putting on more clothing, I am just then, cold... in more clothing. It was pretty freaky this summer in 40degree heat and I was sat here not sweating at all, warm, but not that warm... dry as a bone. Everyone else dripping and panting. It clearly WAS hot and was affecting me, my ankles ballooned.. but I didn't really feel it!
So for me... 16c is uncomfortable and unpleasant, I get very tense and tight and that triggers painful muscle spasms, its kicked off another bout of gastroparesis (literally ANYTHING will kick that off, hurrah, stomach full of knives, I haven't shit in days)... and it's not something I can solve by running about or putting on another jumper.
My DP on the other hand is fine, not bothered in the slightest, but he is a hot person who can move around.