To have not helped this man ?

[RoxyMoosic]

In Morrison’s this evening, and i’m paying for shopping at one of those self-checkout tills - the long version for trolleys (only because no actual tills were open ) The man at the one next to me comes over and says that his card has been declined and could I pay for his roughly £20 worth of shopping. He said he would bank transfer me. After thinking about it momentarily, I politely told him no, as i wasn’t keen on giving out my bank details to strangers. Plus, I didn’t understand how if his card had been rejected it would allow him to transfer me the money there and then anyway. Thinking about it , if it had been someone elderly , or another woman i probably would have helped out, but he was a young dodgy-looking guy and i couldn’t help thinking the way he asked me sounded a bit strange.
AIBU?

You were absolutely right to go with your gut feeling.

It seems dodgy to me, I am certain you have done the right thing OP.

No one in their right mind should give any bank details out to a stranger, there is no guarantee you'd get the money back.

YANBU
I would have done the same. Always follow your gut.

I wouldn’t have either. Cheek of it !

YANBU, if he’s savvy enough to transfer you the cash there and then then he’s savvy enough to get Apple Pay or Google Pay or put his debit card on his phone.

It’s a big ask of a stranger. Yanbu to say no.

I'm a big sucker, but finally at the age of 53 I would say - "no, not convinced"

If the supermarket and the ATMs aren't working, why would the bank transfer?

LOL as if! Not a chance would I do this. £20 is a lot of money! A quid maybe... but £20 - no chance! Also, why the F would you give him your bank details?!

All the LOLz

No way!

The only way I would do something like that would be of my own accord, not by being harassed by some bloke at the tills.

No well dodgy

No way, and i think i would probably have told a staff member, in case someone else got conned.

Things that absolutely definitely happened part 314…

No way CF alert

Its one thing for you to notice they were having problems with their card and you offering to pay but quite another for them to approach you and ask. Normal people tend to flag an assistant to ask for help in case the machine is faulty. Besides you could have been paying for a bottle of whiskey, not food.

It’s a scam, he probably asks everyone as the self service tills are easy pickings.

Crikey, I'd help anyone normally, but that would've been a hard no!

It would be F off from me. That is a scam.

no way

Scam.

If contactless declines then you just have to put your pin in, like the old days. It sounds as though he didn't know the pin. £20 is to much to hand out for most people these days so you were definitely not unreasonable.

Classic con. You pay for his shopping, he reports the transfer to the bank to stop them paying you. Your left £20 out of pocket.

No but then I wouldn’t have done it for anyone including a woman or elderly person

It's a no from me. If he was asking for me to buy him a pint of milk and a loaf of bread then maybe but £20 worth? Nope.

Nope. It’s one thing offering to pay, but someone asking you is very rude.

You were absolutely right not to do this. No way would I give my bank details out to a total stranger.