Buying a flat everything going fine
solicitor requests the money from the lender
Then realized that the sellers a HA aren’t ready as they need 2 more things to be dealt with .
However by withdrawing the mortgage money the lenders expect the exchange and complete within 28 days otherwise mortgage is considered null and void and a new application is needed .
Solicitors were aware of this ( and it’s very clear in the lenders offer) broker says know way would they have not know this was the case
Sale can’t go through so mortgage is lost and a new one ( same amount ) will cost £8500 more over five years as their is a product fee and the rate is higher by 2 percent .
Is my solicitor negligent for withdrawing the funds without ensuring everything is in place
Is this worth a complaint
is there some sort of check box that they have to to ensure everything is in place before withdrawing the money
Thanks