OP
You don’t have a job.
You don’t have a home big enough for a child, nor any means to pay for it
You haven’t yet learned to manage your finances
You are by your own description immature, and appear to lack some life skills.
It would not be fair to have a child right now, children need a secure home and a parent that knows how to navigate the world, and can teach them to do that.
Right now you would be condemning yourself and your child to a chaotic, uncomfortable life.
Most people would agree two parents is ideal, but one can do a great job. However as a loan parent you have great deal on your plate, so it’s clearly not suitable for you right now.
It’s normal to be broody, but think you want a baby right now because you are lost in life, and you want someone to love you and give you purpose - that’s Ok, but only if you are able to parent, which right now you are not.
Set out a 2 year plan to get a job with prospects, and to sort out your life skills. Then think about it.