To think renting is insecure but cashing in your pension to buy your landlord a new kitchen is insanity? sbnes

[DanteThunderstone]

Warning: contains Liz Jones

www.dailymail.co.uk/femail/article-11423261/LIZ-JONES-terrifying-insecurity-having-rent-60s.html

Liz Jones is quite a vulnerable individual - her decision-making and history of mental ill-health makes me wonder whether she's neuro-divergent in some way.

Well there are two separate things going on, which she is naturally conflating. Renting is definitely unstable and stressful. But also...it is clear that she consistently makes bad choices, which bite her on the arse regardless whether she rents or owns. But I sense that she will always be living somewhere very lovely, one way or another!

Renting has always been insecure I have 6 BTL properties and am lucky to have long term tenants. I always make sure that I keep in contact with my tenants and carry out repairs and improvements on a regular basis. Most if my tenants have decorated to their tastes but I would always expect that I am responsible for anything more that is required. Recently one tenant asked about the possibility of a shower cubicle rather than an over bath shower to make life easier for her husband and after looking at the current bathroom layout I gave them two options either remove bath totally and replace with shower or fit a sealed shower cubicle into the unused rear bedroom as they also wanted to keep the bath I have now arranged for the second option to be carried out next week.

I find that working with my tenants keeps them in place which also makes my life far easier than constantly looking for new tenants.

I think that you need to read again the post that you are responding to.

You need to remember that Jones has made her living cataloguing her tedious life problems, this will get her a few more column inches.

Or just a boring poor writer who fancies herself as Bridget Jones for the middle aged. Not everything can be excused by mental health .

Liz Jones has been writing about spending money on stupid shit for decades now, it's how she makes a living. Also, she makes stuff up, she is not a reliable narrator (the imaginary rock star boyfriend for example). She has made and wasted vast amounts of cash, I'd save my sympathy.

Not read all of it. But she spent 59k on a rented house in under 4 years? The mind boggles why if she has that spare cash to piss up the wall, why not shared ownership or house deposit. Yes I get that she is 60 but I feel maybe multiple bad desisions led her to this moment.

It's not her house to do up. When the shit hits the fan for the landlord, job loss, death etc how do renters think they they can survive without cashing in? Or you get so fed up of landlord bashing you decide to do the noble thing and stop being one?

Bottom line is she had that cash it could have got her many years in rent.

Her entire article was a weird sob piece, how can she go from a home owner declaring bankruptcy to having 12 grand to spend on a kitchen that's not even in her own home?!

She admits herself that it was idiotic to spend so much of her own money on the property. And she does seem to have a history of making bad financial decisions.

But she’s right about the instability of renting for people renting from private landlords.

Absolutely this.
Why didn't she use the £59k for a deposit and get a mortgage?

From reading that article, it looks like that £59k spend included a loan on top of the money from cashing in the pension?

@IncessantNameChanger she's 71, not 60. And with a history of poor financial decision making that the Mail uses to
Its own advantage.
However, she has probably earned and spent more than most of us will see in three lifetimes as a result of being a well known magazine editor and journalist for decades, so I find it hard to feel too sorry for her.

And could have turned that into some kind of lifestyle brand content, a la Cherry Menlove (OG Mumsnetters represent)

I think she's been declared bankrupt? We are near enough ready to get a mortgage and saving and thinking, but need to wait until past appalling financial decisions drop off my credit record - I think bankruptcy takes quite a while to be discharged and over a certain age they may not offer you one anyway? (I'm worried because we'll be mid-40s by the time we're all set...)

I used to read her column years back when she wrote about her husband and their marriage, I found her very annoying back then. I see she hasn't changed all these years later.

I think she moved to Devon at one point and was rescuing animals that were costing her a fortune.

Daft as a brush as my nan would say.

She's nuts. She has no concept of how to live on a budget. She didn't need to rent somewhere that costs that much but after her Georgian mini-mansion she refuses to get a place that's within her means. Still, if I were a landlord I'd kind of want her to rent. She made the place easy so easy to sell with new kitchen, bathroom, flagstones, expensive decor etc.

Looks like this one.

www.rightmove.co.uk/properties/122504267#/?channel=RES_BUY

The article, albeit in a pretty extreme way, raises important points about people facing into their retirement reliant on a fickle rental housing market.
It's not a place where I'd want to be. I've met numerous retired couples and singles who've moved to quite rural areas in NIreland as it's more affordable. It's been worrying to meet elderly women who've moved from ie: Sussex with no local contacts, no idea of how dire our public transport is etc. They're very lucky in that they had the money to purchase a home but it's going to be a lonely retirement.

The fitted kitchen and bathroom fittings are owned by the current tenant. They may be available for purchase separately or an agreement may be reached with the landlord and tenant to make them available (if required).

"Please note: The fitted kitchen and bathroom fittings are owned by the current tenant. They may be available for purchase separately or an agreement may be reached with the landlord and tenant to make them available (if required)."
That is the home she's renting, I've never heard of this condition being attached before.
Perhaps she should start a go fund me. There's far less deserving things up at present.

Can't bear her. She colludes with the women hating Mail to monetise misogyny.

'Oh look at me! Stupid frail ugly useless unmarried woman that I am'

Grotesque.

Thats exactly the property. Matches the pics in the article. Can't believe she spent £12k on that kitchen, she only has base kitchen units.

Dunno how the sale of kitchen/bathroom fittings is going to work - what if the buyer says no? Is she going to rip them out and put them in storage?

And what is that thing in the middle of the room in picture 7? Some kind of fake horse or something?

Barking mad as a shit-stirred box of frogs on National Barking Mad Day on steroids.

www.dailymail.co.uk/femail/article-10620323/Why-6-000-eyebrow-transplant-feel-like-teenager-again.html