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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think £800p/m is pretty generous?

417 replies

Cuppasoupmonster · 08/11/2022 20:30

Off the back of the ‘trapped women’ thread, out of curiosity I used ‘Entitled To’ to find out what I could claim if I was a single mum of 2 primary aged kids with no savings and an ex who paid the minimum in maintenance. The hypothetical single mum earns 1,300 p/m and rents a property costing £900 p/m.

The calculator said the minimum she would be entitled to would be £800p/m, which in my view is about right. Yet I hear a lot that benefits are a pittance and had assumed that to be the case, but I was pleasantly surprised by the result.

Am I overlooking something? Not trying to be goady, I’m genuinely curious.

YABU = £800 isn’t enough in these circumstances
YANBU = £800 is about right or even generous

OP posts:
Doorpalms · 08/11/2022 21:19

This reply has been deleted

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Icecreamandapplepie · 08/11/2022 21:20

You said you want to discuss benefits, as its public spending...

Then make a ridiculous statement that its not so bad after all.

What we're you expecting? Pay theoretical single mum £200pm? £300?
She can always beg for the rest once her children in bed I guess.

We are just discussing, as you asked.

Bamski · 08/11/2022 21:20

You are entitled to CB, if you can’t get that right I can’t really be arsed with the rest of your thread.

Do you actually want people to be hard up? It seems you begrudge people not living in poverty. Weird.

Vlent · 08/11/2022 21:21

I honestly can't believe you've check what you'd be entitled to if you were a different person in different circumstances but haven't bothered to check your own.

Cuppasoupmonster · 08/11/2022 21:21

Cactuslove · 08/11/2022 21:18

You can quote to me whatever figures you want. But I'm actually LIVING it. Two kids under 4. Your OP is full of generalisations and I am saying they don't translate to real life in lots of cases.... such as MINE. This is another thread where those that don't struggle judge the ones that do... under the guise of 'oh I'm so glad you benefit claimants have it better than I thought'.

FYI UC do not pay towards mortgages. That's fine- but your post implies they do. This is not accurate.

Not at all, I’m happy to be proved wrong - can you do a breakdown and show me how it actually is, if you don’t mind? Because I know the calculator and real life are different things.

OP posts:
FrancescaContini · 08/11/2022 21:21

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Agree. What WAS the point of your thread?

Blueberrywitch · 08/11/2022 21:22

Mirrorcell · 08/11/2022 20:48

Until something goes wrong you may manage on that money. Then an uninsured driver rear ends you writing off your car. Insurance takes an age to pay out and you struggle to find a car as well maintained as your old written off one.
Or your freezer/washing machine breaks down. Or your clutch goes. Or you need a new sofa. Or you get burgled and need to find your insurance excess. Or the nursery goes bust after you pay your bill for the month leaving you with a nursery to find and no cash to pay it. Or the landlord sells the house and you need a deposit upfront plus removal truck costs.

1200 doesn’t allow for the shit life throws at you. I don’t claim UC I’m very lucky to have the job I do but when people discuss UC they forget to factor in random rubbish events like those listed above. £1200 for all bills for a year is a doddle when you have decent clothes and furniture and a decent car. I bet I could manage off this for a couple of years . Not so much when you are on year 7 of all of the above still on UC and things start needing to be replaced.

Slightly off topic but I think the absent parent should be forced to self declare and pay Cms via a tax return. Facing the same penalties as someone who fails to pay a student loan or their income tax. I think that is what society should focus on - getting people to pay for their responsibilities.

👏🏻👏🏻👏🏻

carefulcalculator · 08/11/2022 21:22

What WAS the point of your thread?

The point of the thread is to shit stir.

Cuppasoupmonster · 08/11/2022 21:23

Icecreamandapplepie · 08/11/2022 21:20

You said you want to discuss benefits, as its public spending...

Then make a ridiculous statement that its not so bad after all.

What we're you expecting? Pay theoretical single mum £200pm? £300?
She can always beg for the rest once her children in bed I guess.

We are just discussing, as you asked.

What on Earth are you talking about? £300 would be a pittance, no I would not want that.

Benefits are public spending and something any of us might need at any given moment. So yes we are entitled to discuss them without being accused of ‘hidden agendas’, provided it is respectful and factual. I also like to discuss NHS spending, education spending etc.

OP posts:
Icecreamandapplepie · 08/11/2022 21:23

I've never seen anyone on here write benefits "are a pittance".

You saying you see it alot seems goady

PeloFondo · 08/11/2022 21:24

MollieMarie · 08/11/2022 21:10

It's single people with no DC earning minimum wage I feel sorry for.

If people are claiming they can't get by with an additional £9600 p/y plus child maintanence, how do single people on min wage with no benefit entitlements cope?

It's not easy. I earn min wage + commission (but obviously that's not guaranteed
So take home can be between £1300 - £1700 depending

luxxlisbon · 08/11/2022 21:24

I don’t think single mums are ‘lucky’. I know how helpful it is having DH around and I wouldn’t want to lose that for a monetary gain.

What monetary gain? Based on your own figures you would still be substantially worse off as a single mother on top up benefits vs the income your husband contributes at the minute.

butterfliedtwo · 08/11/2022 21:24

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Yes, this. You don't know. Count yourself lucky.

Cuppasoupmonster · 08/11/2022 21:24

Icecreamandapplepie · 08/11/2022 21:23

I've never seen anyone on here write benefits "are a pittance".

You saying you see it alot seems goady

www.mumsnet.com/talk/am_i_being_unreasonable/4649078-to-wonder-why-benefits-should-rise-in-line-with-inflation-when-no-job-is

from last month.

OP posts:
Cuppasoupmonster · 08/11/2022 21:25

luxxlisbon · 08/11/2022 21:24

I don’t think single mums are ‘lucky’. I know how helpful it is having DH around and I wouldn’t want to lose that for a monetary gain.

What monetary gain? Based on your own figures you would still be substantially worse off as a single mother on top up benefits vs the income your husband contributes at the minute.

I would be financially better off if I was single. But I know that would not make up for losing a co-parent and having to wrangle the CMS system.

OP posts:
LearnerCook · 08/11/2022 21:26

Yes, we should be able to discuss welfare benefits, but your post was saying 'see, benefits aren't subsistence level after all!' Quite goady.

You picked one very narrow set of circumstances for your experiment. Not everyone will fit your criteria.

YABVU.

FrancescaContini · 08/11/2022 21:26

luxxlisbon · 08/11/2022 21:24

I don’t think single mums are ‘lucky’. I know how helpful it is having DH around and I wouldn’t want to lose that for a monetary gain.

What monetary gain? Based on your own figures you would still be substantially worse off as a single mother on top up benefits vs the income your husband contributes at the minute.

Yes, I noticed that. “Monetary gain”. Yeah. Right.

Icecreamandapplepie · 08/11/2022 21:26

But you wouldn't be worse off!

Are you being deliberately dense here?

Cuppasoupmonster · 08/11/2022 21:27

LearnerCook · 08/11/2022 21:26

Yes, we should be able to discuss welfare benefits, but your post was saying 'see, benefits aren't subsistence level after all!' Quite goady.

You picked one very narrow set of circumstances for your experiment. Not everyone will fit your criteria.

YABVU.

So we can only discuss them if we agree they’re not enough? And anything else is ‘goady’?

OP posts:
Icecreamandapplepie · 08/11/2022 21:27

Sorry, better off! You'd be worse off...

ADogNamedCat · 08/11/2022 21:27

Roll on OPs due date so she has a baby to keep her busy rather than posting goady threads about how easy people on benefits have it. 🙄 Let’s hope you don’t end up a single mum having to claim benefits OP. Life can change very quickly.

Cuppasoupmonster · 08/11/2022 21:28

ADogNamedCat · 08/11/2022 21:27

Roll on OPs due date so she has a baby to keep her busy rather than posting goady threads about how easy people on benefits have it. 🙄 Let’s hope you don’t end up a single mum having to claim benefits OP. Life can change very quickly.

Again - what have I said that is goady? Or is anything apart from ‘benefits are too low’ goady?

OP posts:
Cuppasoupmonster · 08/11/2022 21:29

This is one of those weird threads where the votes and comments tell a different story…

OP posts:
Babyroobs · 08/11/2022 21:29

Crunchymum · 08/11/2022 20:34

So essentially the rent is paid by UC and she is left with £1200 per month for everything else?

Plus child benefit and many get child maintenance which does not reduce benefits at all.

carefulcalculator · 08/11/2022 21:29

Cuppasoupmonster · 08/11/2022 21:27

So we can only discuss them if we agree they’re not enough? And anything else is ‘goady’?

They're not enough.

Some people think they are enough, or even too generous, but honestly those people are plain wrong. Benefits are lower in this country than many European nations and a very high number of people on benefits in the UK are in deep poverty.

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