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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Starbucks don't take cash

541 replies

CoastalWave · 02/11/2022 09:48

AIBU to think this is ridiculous?

Took DS yesterday for a treat after school with his birthday money. We only spent £8 but as he handed over his £10 we were told, sorry we don't take cash anymore, card payments only.

Is this just the start of the slippery slope down to a cashless society ?

Really annoyed me!

OP posts:
AngelinaFibres · 02/11/2022 11:56

Our village shop went cashless during covid. All the people who had previously insisted on paying cash started using cards . They have never gone back to cash so we just carried on with cashless.

YellowTreeHouse · 02/11/2022 11:56

EXSW · 02/11/2022 11:52

@YellowTreeHouse You do know there is an option to enter an amount to tip on the vast majority of card machines in service-based businesses?

I know, yes. I was responding to a poster who thinks tips would decrease in a cashless society and I was saying it would just be another good reason to go cashless.

Sistanotcista · 02/11/2022 11:56

JudgeRindersMinder · 02/11/2022 09:53

Yet another reason to not give them my business!

Agreed. They don't take cash, they don't pay tax if they can help it, and their coffee is awful!

Rosscameasdoody · 02/11/2022 11:57

JudgeRindersMinder · 02/11/2022 09:53

Yet another reason to not give them my business!

I agree. The cashless society is being forced on us and I for one, will vote with my feet. Bought a L’Or Barista machine a little while ago. Tired of being fleeced - £5.50 for a medium latte at our local Costa. I believe McDonalds have had trouble introducing cashless at their drive thru’s - people driving away after placing an order and being told their cash was not accepted. It’s legal tender and I wonder about the legality of insisting on plastic. It seems that as well as government, business has forgotten that they serve us, not the other way around.

GoldIsMyBirthMetal · 02/11/2022 11:57

YANBU

Kazzyhoward · 02/11/2022 11:57

YellowTreeHouse · 02/11/2022 11:50

@viques That’s just another good reason to go cashless. Nobody should be receiving tips.

Tips allow employers to keep employees on minimum wage and in poor working conditions because there’s no incentive to do otherwise.

Not to mention facilitating the avoidance of tax/nic on the tips.

oakleaffy · 02/11/2022 11:57

MrsDanversGlidesAgain · 02/11/2022 11:50

And what's that reason? do tell.

Probably implying the person is being paid in cash and DODGING TAX!
You know, Dodging tax like the uber wealthy do all the time.

Rosscameasdoody · 02/11/2022 11:59

Southwig22 · 02/11/2022 11:40

I'm 100% supportive of this.

There's only one reason why anyone would have to pay in cash...

Why ?

oakleaffy · 02/11/2022 11:59

Some shops near me say “ Cash only”.
Greengrocers &c

Kazzyhoward · 02/11/2022 11:59

Rosscameasdoody · 02/11/2022 11:57

I agree. The cashless society is being forced on us and I for one, will vote with my feet. Bought a L’Or Barista machine a little while ago. Tired of being fleeced - £5.50 for a medium latte at our local Costa. I believe McDonalds have had trouble introducing cashless at their drive thru’s - people driving away after placing an order and being told their cash was not accepted. It’s legal tender and I wonder about the legality of insisting on plastic. It seems that as well as government, business has forgotten that they serve us, not the other way around.

Many previous posters have posted why shops don't have to accept cash. Saying cash is "legal tender" is irrelevant when it comes to shops, cafes, etc.

MrsDanversGlidesAgain · 02/11/2022 12:00

oakleaffy · 02/11/2022 11:57

Probably implying the person is being paid in cash and DODGING TAX!
You know, Dodging tax like the uber wealthy do all the time.

I suspected that was what was being implied. Nothing like preferring to use cash or anything, must be a tax dodger.

LovelyLovelyWarmCoffee · 02/11/2022 12:00

Paying by card gives you zero control as you think , oh it's only £4. Problem is DH is also thinking, oh it's only £4 and before you know it you've spent £30 a day
Genuinely I struggle to understand this argument - why think « it’s only £4 » when paying by card but not when paying cash? Why would handling the coins make you think twice but handling the plastic card wouldn’t?

Re 2nd hand sales on marketplace, I noticed that buyers don’t always bring cash anymore and do a bank transfer instead (setup in a few seconds, I was able to see the payment received notification immediately)

BertieQueen · 02/11/2022 12:02

I’m frequently in petrol garages around Essex and in London and never come across one that is card only. Unless they have a sign on the actual pump saying card only it would be a bit too late once the petrol was in the car tank to say they were not taking cash.

Someone mentioned Mc Donald’s drive thru not taking cash I use these too many times to grab a coffee fix and always pay cash. Was at one last night and paid cash even during covid they took cash.

CoastalWave · 02/11/2022 12:02

Kazzyhoward · 02/11/2022 11:55

Nearly all banks have apps for your phone where you can view your balance and recent transactions. Some banking apps "ping" you every time the card is used, so you can keep tabs on spending and also cancel/stop the card immediately if you get a ping you know wasn't you if your card has been stolen or cloned. Some apps also allow you to set warning alerts if your balance gets low.

My phone is too old to have all these 'apps' on.

OP posts:
CoastalWave · 02/11/2022 12:03

LovelyLovelyWarmCoffee · 02/11/2022 12:00

Paying by card gives you zero control as you think , oh it's only £4. Problem is DH is also thinking, oh it's only £4 and before you know it you've spent £30 a day
Genuinely I struggle to understand this argument - why think « it’s only £4 » when paying by card but not when paying cash? Why would handling the coins make you think twice but handling the plastic card wouldn’t?

Re 2nd hand sales on marketplace, I noticed that buyers don’t always bring cash anymore and do a bank transfer instead (setup in a few seconds, I was able to see the payment received notification immediately)

All relies on fancy phones with banking apps on.

I have a 9 year old phone.

OP posts:
YouHaveAnArse · 02/11/2022 12:04

CoastalWave · 02/11/2022 10:35

A quick google search will answer that for you.

The big one for me - Natural disasters or even large-scale cyber attacks could render entire financial systems useless, preventing people from accessing their money or buying what they need.

That's beside the fact that removing cash will affect the poor significantly more.

I regularly make an extra £10-20 a week (might not sound much to you) by selling things I no longer need on marketplace. I also pick things up for free and sell them on for a small profit. Without cash, I would be unable to do this.

I sell things on Marketplace all the time and never have to deal with cash - people bank transfer or Paypal me and I post it out to them.

Theskyisfallingdown · 02/11/2022 12:06

You should get your thread title changed to ‘the coffee franchise branch I went to chooses to accept card only’, since your current title is a lie.

PorridgewithQuark · 02/11/2022 12:06

It's illegal for businesses to refuse to take cash in the EU, but not in the UK.

The advantage of cash will always be that it doesn't require a third party to authenticate a payment - so it's not reliant on any communications technology. That's an advantage on a practical level (where I live card payment systems went down for four hours recently and supermarkets and other shops and restaurants etc. could only take cash) but also an ideological one obviously.

roaringmouse · 02/11/2022 12:06

YANBU, and it's a serious and concerning step towards more centralised control of the population.

Look what's happened recently with some of the big high street banks, as well as fintech companies providing digital payment services. They take a view on ideological positions and then enact policy on the basis of it, locking people out of their own accounts and restricting access to what they thought was their own money.

People have accounts or services suspended, but unlike a Twitter or Facebook ban, this affects peoples' day to day living. If you can't access your money, you can't eat!

It might seem innocuous enough to begin with, as most people use cards, or digital services, to pay for goods and services most of the time anyway, but it isn't.

Many people, including our most vulnerable members of society, still rely on being able to use cash, and I don't think it's an exaggeration to say that we will lose an aspect of our individual freedom and power if and when we become a cashless society.

George Orwell's 1984 comes to mind!

Topsyturvy78 · 02/11/2022 12:07

Burger king don't either both local McDonald's and KFC are always busy. But in comparison BK hardly get any customer's. They only opened not long after coming out of first lockdown.

I usually do pay card but sometimes have to pay cash if there is a problem. If it's card only you don't have that option. My daughter is in supported housing and isn't able to pay by card. Staff have to withdraw a set amount each week for the day to day running costs of her house. She has to keep all receipts it's a nightmare because most forget to give a receipt.

bruffin · 02/11/2022 12:08

Rosscameasdoody · 02/11/2022 11:57

I agree. The cashless society is being forced on us and I for one, will vote with my feet. Bought a L’Or Barista machine a little while ago. Tired of being fleeced - £5.50 for a medium latte at our local Costa. I believe McDonalds have had trouble introducing cashless at their drive thru’s - people driving away after placing an order and being told their cash was not accepted. It’s legal tender and I wonder about the legality of insisting on plastic. It seems that as well as government, business has forgotten that they serve us, not the other way around.

Dont use drive thrus very often, but last time in Mcdonalds we had to order first, then pay and next window and then pick up the window after that, so i dont see how they can drive off without paying

Kazzyhoward · 02/11/2022 12:09

CoastalWave · 02/11/2022 12:03

All relies on fancy phones with banking apps on.

I have a 9 year old phone.

Within a few years, the "old" style of mobiles will be obsolete and everyone wanting a mobile will have to have an internet enabled "smart" phone.

For a start the "texting" network will be withdrawn where texts are sent/received over the mobile signal, that's already in the planning process, to be replaced by internet based messaging services.

Ultimately, the "mobile" phone signal network will also be removed, to be replaced by internet based VOIP phone apps.

So probably by 2030, your old mobile will be just a door stop anyway.

greengrass09 · 02/11/2022 12:09

AMorningstar · 02/11/2022 10:03

I'm starting to make a point of taking cash out and paying, in cash, at places that take cash. I never used to feel as strongly but I want to make a point of supporting businesses that do take it because I don't want cash to disappear.

I'm also doing this and hopefully more people will realise before it's too late.

bruffin · 02/11/2022 12:11

YouHaveAnArse · 02/11/2022 12:04

I sell things on Marketplace all the time and never have to deal with cash - people bank transfer or Paypal me and I post it out to them.

In a natural disaster etc cash will be worthless anyway. people will end up trading products.

Kazzyhoward · 02/11/2022 12:11

PorridgewithQuark · 02/11/2022 12:06

It's illegal for businesses to refuse to take cash in the EU, but not in the UK.

The advantage of cash will always be that it doesn't require a third party to authenticate a payment - so it's not reliant on any communications technology. That's an advantage on a practical level (where I live card payment systems went down for four hours recently and supermarkets and other shops and restaurants etc. could only take cash) but also an ideological one obviously.

Card only shops/cafes is pretty normal in Scandinavian Countries and Northern Europe.