To think it’s fine to drive uninsured if it’s just a short distance?

[MourningEveryone]

My car has a flat tyre. My dad wanted me to borrow my mum’s car to drive home in, rather than one of them having to give me a lift. I’m not insured to drive her car. However he says it would be fine as it’s only a very short distance.

I refused, saying this would be against the law. He’s now not speaking to me. AIBU?

Sorry - 10 mins to go through the form and pay.

? I know that’s why I said I didn’t know how old your car was. And a break down kit doesn’t have a spare tyre in it…were you thinking it did?

Your dad’s right, It’s fine, ffs why are people so risk averse/paranoid, as a one off for a short trip the chances of getting pulled over/involved in an accident are tiny, it’s different to if you’re habitually going round uninsured.

Bloody hell, I can't believe that 13% of people voted that you're being unreasonable!

Don't most accidents happen close to home? So the defence that "it's only a short journey" doesn't make sense. Your Dad's being an idiot.

Your dad is a prick

Err, it's illegal and if you had a crash, you've just fucked over an innocent party.

Ah brill thank you. Trouble is, there’s probably a question, ‘Have you ever had a policy cancelled?’ And if you answer yes, you’re immediately disqualified.

Your dad is a twat. He really needs to give his head a wobble. Why would he think it’s ok to do that?

Probably because of the thread title and the post not matching up.

You can move insurance between cars for short periods. I've done it several times. So you are def NOT being unreasonable.

I can't understand why people take risks like that. How much is your liberty worth? Mine's worth a lot more than a few quid!

I think you’re being a bit ridiculous now. Sleep well little one.

Ah sorry, thought you meant stuff you can stick over it.

This is not always true. Mine doesn't. (Lloyd's!)

Temp insurance is available though and would be perfect for this situation. I've used it to get a new car home when I had problems switching my own insurance policy over.

www.veygo.com/temporary-car-insurance/?utm_source=google&utm_medium=cpc&utm_campaign=pma_csi&gclid=Cj0KCQjwteOaBhDuARIsADBqReigzRpRDMmI5_3_c1Y3uUcEP4QmMRJLxwsR0Qe_-b-UnO-cw03OGSMaAjyWEALw_wcB

I think the Op's title is misleading- I reckon people are saying she's being unreasonable based on that.

Why not? Literally the point of paying for roadside assistance.

Yes your dad is an idiot: you can buy insurance by the hour if needed. I did when my dad injured his knee and I had to collect his car. Think it cost £10 For a Couple of hours. Set up in minutes.

Fix a flat stuff went straight through it. The tyre is damaged

So did you use fix a flat or stuff you stick over it.

The stuff you squirt in from a can.

Needed to get home and get kids to bed. Early start tomorrow.

Depends on your insurance, many allow you to drive other cars 3rd party, but mine does not. It used to be standard

Not always true. I used to think that and then realised it didn’t specifically say so in a new policy so I rang and asked and I wasn’t covered for anyone else even third party. I was over 25yo and had a clean licence and no claims.

Yeah I do get this argument.

Was just thinking of the worst case scenario and being banned from driving completely. We would realistically have to move as we live in an area where it would be extremely difficult to get around without a car. And it’s obviously a terrible time to di that.

My mate did this & nearly had a collision with another vehicle, it was a unidentified police vehicle , total distance about 2 miles. Why would you risk it? You never know who is on the car in front or behind.

I bollocked DD’s 21yo boyfriend recently for driving her car. She’d felt unwell so he’d driven her car 5 miles home and he is not insured. I don’t think he’ll be doing it again when I’d spelt out the possible implications to the pair of them.

Err, OP described it as a very short distance, which I take to mean a few miles/less than 10mins drive, and at 9pm at night so, as a one-off, pretty low risk in the grand scheme of things. It’s not like doing it for weeks on end during rush hour.