After seeing on another thread (not a thread about a thread by the way) that people will not be able to afford Christmas this year it got me thinking about my Christmas, with everything else going on I haven’t really given it thought until now and I’d be lying if I said I wasn’t slightly dreading it. We normally start saving for Xmas early on in the year and by now we’d normally have a certain amount saved for presents, clothes, food and to cover wages (partner self employed so no holiday pay) so far we’ve saved nothing so going to be very last minute using wages that I’d rather not have touched. Also work are organising Xmas night out which I love (we pay for ourselves which I don’t mind) but now I’m working out how much that one night will cost. I’m considering speaking to family about not doing presents - husbands family are big on buying gifts for everyone 😩 and just forgetting about the whole huge Xmas lunch and doing buffet style. Any changes you’ll be making this Christmas?