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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

What can't you afford?

869 replies

Marleymerm · 18/10/2022 07:52

Last week at work my colleague told me her recent eye test showed she needed glasses, but she couldn't afford them, she's known she's needed them for a couple of years but said she doesn't have the money. We both work full time in office jobs and neither of us have expensive hobbies or social lives, we're both pretty boring.
I realised this morning I haven't bought new shoes for months despite the ones I have coming apart, because I can't afford them. I've picked up pairs but put them back down when I've thought of what else I need instead.
When I asked this question to my friend about what she couldn't afford she told me her monthly prescription! She hasn't got it for 3 months.
It's a weird time we're living in so everyone's doing without something. But do you have any necessary things you need but can't afford?

OP posts:
CoastalWave · 18/10/2022 13:33

MrsR87 · 18/10/2022 13:31

Once I go back to work after Mat leave ( on a good wage in my opinion, as a top of the scale teacher and extra payment for head of department), I will struggle to afford childcare. I’ll have two under two. I return in September and due to DC1 turning 3 in Nov, we don’t qualify for any free hours until Jan. It was all worked out that it would be manageable…until the prices of everything rocketed! The crippling thing is the student loan payments of over £200 a month.
Some months, I will earn nothing and at others my husband will be paying around £50 of his wage (on current prices and predictions) for the privilege of me working 60 odd hours a week.
I really don’t want to be forced into quitting as the teacher recruitment and retention crisis is so terrible and I don’t want to abandon my pupils but I may well have to! I even wrote to my MP asking for a pause on student loans to be considered for people with one child or more in full time childcare or to consider the free hours starting the month of a child’s birthday and not the next term. To their credit, my letter was sent to Downing Street and I did get a reply from someone in the Chancellor’s office (whichever one it was!!!) but it was just the usual stuff about all the things they currently do for “people like me”…none of which actually apply to me and 1000s of other mums in similar situations!

This is precisely why I'm no longer working full time and have to work evenings opposite DH's shifts so we have no childcare costs.

seethisiswhatitslike · 18/10/2022 13:34

To leave my marriage.

Seemsok · 18/10/2022 13:34

Dentist check ups .Cannot get an NHS Dentist so have not been to dentist for a while

More worrying is that my daughter Cannot find NHS dentist so her toddler has never been to dentist!
There is going to be a generation of people looking like a Dickens character with teeth missing!
Absolutely bloody shocking!

notacooldad · 18/10/2022 13:40

There's just the two of us at home now but we have had to give up days out at the weekend which we used to enjoy. We used to drive up to Morecombe or Lancaster or even the Lake District all are about an hour from where we live but we've stopped driving 'for the sake of it'
I've stopped going out for the last hour to our local pub if I have been on a late shift. I would only have a pint and Dh would have two once a week. Maybe saving us money but it's not doing our local pub any favours as other people have really cut down as well. It was nice to go in and chat with other folk there.

TightDiamondShoes · 18/10/2022 13:41

Tyre worries: you need matching sets on the front and the back. That doesn’t mean all 4 need to match, but you can’t have one Pirelli on the left rear and a Goodyear on the right rear.

from a safety pov if you can only afford to replace 2, replace the front. Those are the ones you need for traction and control for winter driving.

kwikfit let you pay for tyres with PayPal credit at 0% interest if that’s an option.

Longerthanfiveweeks · 18/10/2022 13:42

And this threads shows the very real, material reasons why some women don't leave unhappy marriages.

liveforsummer · 18/10/2022 13:42

Because it’s not true. Cup soups are around 50 calories. To “survive” on those would mean drinking dozens of them a day. And anyone who can afford that can afford bread or potatoes or something more substantial instead. Even a glass of full-fat milk would be better.

I questioned that one too after the initial outlay for a bag of lentils a nutritions soup could be made for the whole family for the same price as a box of a couple of cup soups. A loaf of bread and jar of jam from range would be less than the box of soups and at least fill her up. You can't survive on a cup soup and milk you'd be too unwell to work or look after your dc

HellothereSH · 18/10/2022 13:47

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines. Previously banned poster.

BellePeppa · 18/10/2022 13:48

MrsLargeEmbodied · 18/10/2022 08:17

i buy my shoes from Shoezone

Our Shoezone has got very fancy lately, selling Sketchers and the like. Hopefully they are still doing low cost footwear.

TooManyPlatesInMotion · 18/10/2022 13:48

Haircut for myself, dentist, sodding Xmas, any form of "treat" eg occasional meal out.

DashboardConfessional · 18/10/2022 13:48

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines. Previously banned poster.

You're pleasant, aren't you.

Superhanz · 18/10/2022 13:49

This is really sad seeing that working people can't afford to live. The government and in my opinion the people that voted for them and for Brexit have a lot to answer for.

We are only on one wage of £40,000 a year as I'm a SAHP but we are getting by OK, we haven't been massively affected neither have my friends or family. It's only really on here that I see how bad things have got for some people.

Specsavers usually have free eye tests if you look online for a voucher. My DH recently had his tested for free and their glasses work out fairly cheap too.

Avrenim · 18/10/2022 13:50

Which particular former Trinity Mirror site (now known as Somerset Live etc) is this piece going to appear on?

butterfliedtwo · 18/10/2022 13:56

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You clearly have no idea about food insecurity. Lucky you.

Dixiechickonhols · 18/10/2022 14:01

The spectacles, dentist comments have made me think of the ‘Saturday’ funds my working grandparents paid into. Pay a little each week out of wages so you could reclaim most of cost of glasses or dentures. Do those type of schemes still exist? It’s horrible that schemes that were necessary in Victorian times might still be needed today.

dottiedodah · 18/10/2022 14:05

Soubriquet I dont know if it is all over UK but Manchester area have a bed charity that gives out free mattresses and beds.Maybe also London? Might be worth a look.Also BHf (British heart foundation) have some in their shops that have all been thoroughly cleaned if any good?

Fireballxl5 · 18/10/2022 14:06

maranella · 18/10/2022 09:57

It isn't this bad for many people, but if you were just getting by before, quite possibly you aren't getting by now. And if you were poor before, you're probably using food banks and contemplating a winter with no heating.

For many though, even those on quite low incomes, it's a case of shopping at a cheaper supermarket and cutting out luxuries like holidays, rather than food. Petrol/diesel prices have, thank goodness, gone back to a much lower level than they were a few months ago. The real issues now are mortgage rates (although many are still on the lower rates for now), and fuel bills, which have gone up around x3 so far.

If you're in Europe though, I wouldn't feel too smug, if I were you, as much of Europe is a lot more dependent on Russian oil and gas than the UK is. While prices have gone up here, our supply is much safer than mainland Europe's is.

France has nuclear energy.
Also logs are €65 a cubic metre as opposed to 4 x that in parts of the uk.

Fireballxl5 · 18/10/2022 14:08

This reply has been deleted

This has been deleted by MNHQ for breaking our Talk Guidelines. Previously banned poster.

What is wrong with you?
How nasty can you be!

Livpool · 18/10/2022 14:09

2bazookas · 18/10/2022 12:05

I think it's just awful that in the UK you are completely fucked if you can't get an NHS dentist place and can't afford to go private.

Many people could afford to go private, they just don't know how reasonable the cost is. I was one.

I always had NHS dentists ("OK, good enough") until we moved house and couldn't find one accepting new NHS patients. This forced me to "go private"; or rather take out a private dentists dental plan. I pay £35 a month. I wish I'd known decades ago that I could have far superior dental care and treatment for just over a pound a day.

Plenty of people pay more than that for their phone, subscription entertainment services etc.

£35 a month is a LOT of money.

And why can't some PPs understand that some people can barely afford to live and not keep mentioning smart phone contracts and Netflix subscriptions. They don't have them because they cannot afford them!

Trez1510 · 18/10/2022 14:09

So many situations described here that are abolutely heartbreaking.

Any potential solutions I'd thought of whilst reading the thread have already been mentioned by pp's.

Except: Haircare/Haircuts

If you're fortunate to live in an urban area there may be a training college nearby looking for models for the trainees to test their skills! Obviously, the trainees are supervised. So far as I'm aware, you don't need to have perfect, glossy hair to be a model, nor do you need to look like Claudia Scheiffer.

I worked with a woman who did this, saved herself a fortune in hairdos, and was always able to update her look.

dottiedodah · 18/10/2022 14:10

PinkPalaceInTheSky Im sorry to hear you had a bad experience there.I have always found our branch impeccable.They found a hole in the back of my eye with the new OCT machine and were incredibly helpful .Referral to GP and follow up check free

daisychain01 · 18/10/2022 14:10

I don't have time to read the thread - for employees who use computers (i.e. most of us), their employer is bound by law to provide a basic eye test and glasses for computer use.

www.hse.gov.uk/msd/dse/eye-tests.htm

There is a plenty of advice on self-care to maintain good health care - i.e. not spending hours on end staring at a screen with no breaks, too much screen time after work. Eyesight is an asset, look after your eyes!

ivykaty44 · 18/10/2022 14:11

question to my friend about what she couldn't afford she told me her monthly prescription!

you can get a deal on perscriptions if you pay a small amount monthly instead

ButtercreamBaker · 18/10/2022 14:15

CoastalWave · 18/10/2022 13:32

We've always had to be 'clever' with money. Always managed.

Now definitely struggling.

The government need to start helping those not on benefits - as I think it's the worse affected group.

Got £45 to last til Friday for food/fuel everything else - just been out for cat food/cat litter and some fuel - spent £20. It's only been since Covid we've had issues (DH lost his job during cover and we had zero income for 7 months which wiped out our savings)

100% agree with you. I've relied solely on benefits for the last two years since becoming chronically ill, and I've never been so well off financially. I've even been saving up so that I can afford the drop in income once I'm well enough to go back to work!

ChookityPok · 18/10/2022 14:15

Livpool · 18/10/2022 14:09

£35 a month is a LOT of money.

And why can't some PPs understand that some people can barely afford to live and not keep mentioning smart phone contracts and Netflix subscriptions. They don't have them because they cannot afford them!

Yep. And if you have extensive existing issues, you can’t get dental insurance, so that’s not an option for me. Nor can I afford to “pay it in chunks” directly to the dentist as I only have £50 a month spare and it’s not even close to enough.