Need urgent mortgage advice - can anyone help??

[helphelphelppleasee]

My fixed term mortgage ends next month and my options are either to fix for two years or five years at almost 6%, or do a tracker for two years at 4%.

My questions are: Would you fix or track? Is the base rate likely to rise again any time soon? Are interest rates likely to rise again?

WWYD?

I have no idea but am following because I'm in the same boat!

From what I read I believe the base rate is due to rise again in November and more next year. Nobody actually knows for definite though. I personally wouldn't take a tracker now but would do a 2 year fixed (if I could afford it) and hope everything would've calmed down after 2 years.

Current base rate is 2.25% I think? So the tracker of 4% is already tracking above the fix available to you? Is that correct? Or is the tracker currently actually at 4% and so tracking at 1.75% above base?

I’m just about to do a 5 year fixed at 5.49%
I hate uncertainty and am of the opinion that rates will not be dropping for a long long time