It's very bright at the moment because it is close. But it will stay bright for quite a some time, so don't worry about seeing it when it is closest.
It is roughly in the East, East-South-East direction at around 20:00-2100 for my house (UK). A very bright, slightly yellowish star.
I have a 90 mm telescope. You can't really see that much with it. The 4 moons are clearly visible, and you can just about make out some banding on the disk. The problem is that the planet is very bright and all the colours wash out, there is no contrast. You need to get the correct filter. My guess is that you could see the 4x moons easily with binoculars.
For saturn with a 90 mm telescope you can see the rings. It is hard to make out much more, and Saturn is pretty featureless as a planet anyway. The other thing you might be able to see is the cassini division (largest gap in the rings) but I can't remember whether or not you can see this with a 90 mm scope.
Telescopes are a bit of a waste of time unless you get something pretty big. And once you get something big it becomes a mission to set it all up. I would say 8" is the minimum worth having. You can check on the web for example pictures.
There is a new type of scope coming out that uses digital imaging. These are quite expensive (say 1K or so) and are generally called smart telescopes. They are great for looking at nebula/galaxies, but not very good for planets.
I would advise anyone considering getting into astronomy to search the web first and get some examples of images. Bear in mind that the images may well be "stacked" - multiple images added together over time - to produce better images than you would see with your eyes through a scope.
For me telescopes are a difficult one, because lots of kids want one, but probably abandon them quite quickly because generally you can't see much with them. But if you think about it, it's probably not surprising that a 90 mm telescope for £250 can't match a $15 billion dollar NASA observatory for observations. So if your expectation is set on what you see on the web and on TV, you are likely to be disappointed.