Urgent money raising ideas needed

[whattodo36]

Ok I know I'll get a lot of blame etc but we've ended up in a situation where I need to desperately raise £300 and I can't think of any ideas so I'm hoping someone may suggest something I haven't considered.

The money is needed for food for the week and to pay a very important bill. There's no wiggle room on the bill as we've already tried.

I've been on countless loan websites all afternoon but due to really bad credit ratings we are getting nowhere. I've thought of selling things but we honestly don't have anything of any value to sell!

I've tried asking family and friends but they aren't in a position to help.

Can anyone think of anything we haven't thought of or can recommend a website that would loan with very bad credit ratings??

As a few people have said, pre payments is worth it, just over £10 per month. It's the most cost effective way to get medication if you need more than one item each month.

www.mumsnet.com/talk/am_i_being_unreasonable/4636760-friend-says-im-a-del-boy-aibu

An idea?

Just googled, and if he is tramping he should (and could) be on a lot more

North East

Days £32k – £34k (including allowances) based on average hours. Nights £36k – £37k (including allowances) based on average hours. Tramping £41k – £47k (including allowances) based on average hours.
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I know several people have mentioned this, but you don't seem to have grasped it entirely, so I'll just elaborate.

I pay £10.81 each month for a Prescription pre-payment certificate, which then covers me for ALL and ANY medications I get prescriptions for. I have 8 regular medications which I get each month, then sometimes I need antibiotics for a chest infection or a UTI, like anyone else and these are covered TOO, for just £10.81 per month. I never have to pay an additional cost. At £9.35 per item, I would otherwise be paying at least £74.80 each month, which I would not be able to afford.

You literally pay £10.81 per month and this covers every prescription you get. Anyone who regularly gets more than 1 prescription a month (or 12 per year) will be better off paying monthly.

services.nhsbsa.nhs.uk/buy-prescription-prepayment-certificate/start

If you are diabetic and suffering from depression and anxiety, it is vitally important that you get back on your meds for these conditions ASAP.

Good luck OP!

@BetsyBigNose the op isnt diabetic (i asked uf she was earlier because of one of the meds she takes).

If I've got that wrong fair enough - if she was diabetic, she'd be entitled to free prescriptions full stop.

Hi OP,
Do you work in the same school as your kids go to? Schools are finding it tough to recruit and hang on to TAs as many can get better pay elsewhere and the cost of living is forcing them to do so.

Ask the school to look at the fact that you are taking home around 1k but paying £650 (I think you said as I can no longer see the list) for breakfast and after school care.

Ideas to take to the Headteacher include reducing your hours slightly so you don't need the before or after school care. Asking school to offer subsidised childcare e.g. half price for people that work there.

Do you own two cars? If you can get rid of one you will save on road tax, insurance and get the one off sale money while second hand car prices are high.

If you signed up for Deliveroo, Amazon delivery I think you can sign in when you choose so you could only sign up when your husband is around to have the kids and not when he is working.

Bills wise I think you can get fibre broadband cheaper than you are paying - especially if you are not fussed about a landline. Look at your mobile phone bills also. If you are out of contract a cheap sim only deal would be £10 or less each.

Theres a national shortage of carers. I'm sure you could pick up shifts if that appeals to you, to earn some additional info

Credit cards, loans etc arent really a long term solution. They just delay the inevitable

Focus groups. In person and online. You can get around £50 for giving opinions for 1-2 hours.

@whattodo36 I got roughly this too.

I would go to citizens advice and see if they can advocate on your behalf re the bill.
Re food , food band referal or the ollio ( sp? ) app that tells you were to get free, just about to go out of date food . Its from places like pret and the like, really nice stuff. This wd only work if you are in a city.. we live rurally but know someone who does this in a city
.
Also are ther any anti food waste organisations or peoples cafes nearby?

Just read re your childs condition. I am pretty sure they wont cut you off.
I was a medical social worker for many years and advocated for people in similar situations
..i did not happen on mt watch.. wd be putting children at risk potentially. Go to citizens advice. Do not be afraid ofthat company. You can fight them

Community larders distribute food and having a mortgage isn't an issue. Different food banks have different criteria. To earn extra could you babysit? Cleaning? Both flexible. Any skills eg I do peoples tax returns for them freelance.