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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

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Step family inheritance dispute

23 replies

NewbieSM · 13/09/2022 08:56

I have a very complicated family setup with both of my parents having remarried adding step siblings and half siblings to the fold. My aibu is about my Mums side of the family. My Mum has been married to my step dad for 16 years, when they met she quit her corporate job, sold her home and investment property and moved to Australia to live with him on his farm. All her funds from house sales were used to pay off the mortgage on the farm and all of his debt and purchase two new vehicles for them both (into the $100,000s)

Step dad has three kids from his previous marriage and my Mum has my sister and I.
Recently my Mums health has deteriorated significantly after a lupus diagnosis, so much so that she is classed as disabled and is unable to work on the farm anymore as it's very physical. My parents called a family meeting with my sister and step siblings to share the news that they will be selling the farm and business and retiring due to Mums health struggles. They then shared details of our family trust and stated that we would all be receiving a distribution after the sale has gone through. All good, very generous of them. However the overall split of the distributions and eventual inheritance is not split equally between the 5 of us. Instead my parents have split their estate 50/50 and each parent leaves their 50% to their own children. So my sister and I will receive more overall.

This has caused my stepsister who happens to be a lawyer (not working in estates) to get upset about it being unfair and how the farm proceeds should only be split between her and her brothers as it was her fathers asset originally. She has demanded financial documents, copies of both their wills as well as requesting copies of both mine and her grandparents trusts with evidence of contributions and distributions. The tone of her argument has insinuated that my Mum, sister and I are benefitting from her family financially to her detriment.

I am beyond angry on my Mums behalf, she is very ill and does not need this stress. She is now considering changing their wills so it's an even 5 way split to keep the peace.

I don't think she should at all. My mother has worked herself into the ground to save the farm and build a successful business. Without her, their family would have nothing. If anything THEY will financially benefit from MY family as my mum stands to inherit a significant amount of money from her own parents that will all be put into the same pot and eventually come to all of us.

So Mumsnet aibu? How can I best support my Mum in this situation? The atmosphere has become very strained between us and our step siblings and I can see how sad that makes Mum. Help!

OP posts:
MsTSwift · 13/09/2022 08:59

send a simple letter to little miss lawyer pants saying what’s in your op basically!

Isaidnoalready · 13/09/2022 08:59

Split it five ways however your grandparents inheritance gets ringfenced to come to you and yours only skipping your mother entirely so they don't benefit

ILikeHotWaterBottles · 13/09/2022 09:12

Isaidnoalready · 13/09/2022 08:59

Split it five ways however your grandparents inheritance gets ringfenced to come to you and yours only skipping your mother entirely so they don't benefit

Yes point this option out to the cow too. I imagine that will mean she will get even less than the 50% option, but that's what she wants.

girlmom21 · 13/09/2022 09:17

For your moms peace of mind I'd just ask her to split it 5 ways equally.

aSofaNearYou · 13/09/2022 09:23

Wow, very distasteful behaviour from your step sister - how anyone can have the gall to demand evidence to back up someone's decision to leave or not leave money to them whilst they are still alive is beyond me.

RedHelenB · 13/09/2022 09:23

girlmom21 · 13/09/2022 09:17

For your moms peace of mind I'd just ask her to split it 5 ways equally.

Seems fairest if the farm belonged to step dad originally.

Goldunicorn · 13/09/2022 09:24

I suppose a detailed review of current & historical finances, along with “what if” assessments, could suggest a slightly different split. But on the face of it, it seems a reasonable split given there was a failing business perhaps with land assets on one side, versus the cash injection from the other.

if you & your sister are getting 25% each of the value, with the other 3 sharing their 50% (16.67% each), I can see some thinking that’s “less fair” than 5 of you each getting 20%%, but presumably this reflects what your mum & stepdad felt was a fair division. Especially if the step siblings could then be inline to inherit via your grandparents too.

NewbieSM · 13/09/2022 09:29

You know what? It's not even about the money. I would genuinely be fine with a 5 way split. The real issue I have was with her attitude, making it sound like my Mum was a gold digger and not recognising the HUGE amount of financial, physical and business contributions she has made. My mother is an extremely intelligent and capable woman who has had a hard life was a single Mum working a full time professional consultancy job with two kids. She's has a degree in dentistry and then when back and got her MBA and starting consulting at one of the big 4 accounting firms. She was financially independent, owned two houses and she did it all on her own. She is my hero and I will defend her always. Frankly I want her to spend every penny so when I execute her will I can watch the bitch's face when she realises it's all gone 😈

OP posts:
Longdistance · 13/09/2022 09:30

Your dm bailed out her dh. It’s right that it’s split 50/50 and to each dc. There’s nothing worse than inheritance to bring out the worse in people.

GoldenSpiral · 13/09/2022 09:51

There's no way your mum should give in. She should go NC with the step daughter and leave her to stew. What an entitled cowbag.

LongLivedQueen · 13/09/2022 09:54

What about the half siblings? What do they get?

HelloDaisy · 13/09/2022 09:54

Isaidnoalready · 13/09/2022 08:59

Split it five ways however your grandparents inheritance gets ringfenced to come to you and yours only skipping your mother entirely so they don't benefit

Good plan. That should make her think again!

She May find that when she looks into it that she is told that splitting 50/50 is the way to do it.

When were sorting out our wills we were advised to split 50/50 with half to my brother and the other half between dh’s 2 brothers.

Ihatethenewlook · 13/09/2022 09:56

Isaidnoalready · 13/09/2022 08:59

Split it five ways however your grandparents inheritance gets ringfenced to come to you and yours only skipping your mother entirely so they don't benefit

This sounds like the perfect solution to me. The gold digging lawyer cannot complain that a 5 way split is unfair. She also can’t complain if an unrelated nan happens to leave her inheritance to her actual grandchildren

Sunshinegirl82 · 13/09/2022 09:58

What does your stepfather say?

I'd agree that it's either all in or it's not. Has splitting 5 ways and then not directing your DM's inheritance from her parents been suggested?

I'd really struggle not to say something to her about her behaviour, I can't imagine the relationship will survive her behaviour regardless!

DahliaDreamer · 13/09/2022 10:07

We are a blended family. More DC on DH's side than mine. We have mirror wills that splits our estate 50/50 between the two sets of kids. That was the counsel we received from our solicitor.

girlmom21 · 13/09/2022 10:10

LongLivedQueen · 13/09/2022 09:54

What about the half siblings? What do they get?

Presumably there on her fathers side as they haven't been mentioned.

nachoavocado · 13/09/2022 10:14

DahliaDreamer · 13/09/2022 10:07

We are a blended family. More DC on DH's side than mine. We have mirror wills that splits our estate 50/50 between the two sets of kids. That was the counsel we received from our solicitor.

We revieved completely the opposite advice - each parent to split their portion between their own children.

nachoavocado · 13/09/2022 10:15

Anyway OP. She's a right nasty sort isn't she! Sorry you're dealing with this.

DahliaDreamer · 13/09/2022 11:04

nachoavocado · 13/09/2022 10:14

We revieved completely the opposite advice - each parent to split their portion between their own children.

Isn't that the same thing? I'll split my portion (50%) between my DC and DH will split his portion (50%) between his DC?

Teenyliving · 13/09/2022 11:08

Can your moms parents change their wills so it goes directly to you and your siblings?

NorthernLights5 · 13/09/2022 11:54

If I were the parents in this situation I'd never consider anything other than a 5 way split.

However after such behaviour I hope they give the lot to charity!

EstherMumsnet · 26/12/2022 22:47

We're getting a lot of reports about this thread so just a reminder to be kind to each other etc etc.

DarkDarkNight · 26/12/2022 23:17

It seems she has forgotten that your mum paid off the remaining mortgage and cleared debts. I would remind her of that along with your mother’s contribution to the upkeep and running of the farm.

I would echo others and say to consider a 5 way split with the possible inheritance from your grandparents taken out of the pot and split between just you and your sibling. She won’t be able to argue against that as that potential asset is from your side of the family.

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