This may be one for the techies out there. I've never paid for MS365 in the past, but I've bought a new Windows laptop and it looks like things have changed since I bought my last one.
Last time (2015): Office wasn't installed, but my employer (a university) offered free Office installation "for personal and work use" so I logged into my work Microsoft account and downloaded it from there. I rarely used my personal laptop for work (as I have a work laptop) so was only ever logged into my personal microsoft account, using my personal files, with my work license.
This time (2022): Office 365 is installed, but when I open one of my personal MS files it asks me to agree to a temporary personal license for a few days, after which I'll need to pay an annual subscription. I checked at work, and I can still "get Office" but there's no longer any mention of it being for personal use. To avoid agreeing to the personal license, I can sign in to my installed Office apps using my work account, then open my personal files for free, but they are then subject to work policies and can be tracked and even opened by my work system administrators. (Unlikely that they would do this, but it would be possible if they had the right level of authorisation).
I know that I can open my personal files in the cloud-based versions of the MS 365 apps for free, but those online apps don't have the full features of the desktop apps.
So am I right in thinking that if I want to keep my personal MS 365 files to myself, and open them in the desktop apps, I now need to purchase a personal license?
Or am I missing something?