AIBU?
To ask for help with a UC calculation?
breakingfreeatlast · 07/09/2022 16:40
Sorry not sure if there is a better section to post in. Just need some help from anyone who understands UC calculations. I want to check if I've worked out my entitlement correctly. Thank you.
breakingfreeatlast · 07/09/2022 18:53
ifoundthebread · 07/09/2022 18:24
Is your home private rent or council? If council you will have to check if you will have to deduct bedroom tax. (Dont know genders of children or how many bedroom you have, just checking what deductions i have each month)
Private rent
MNCar · 07/09/2022 21:38
Ok @breakingfreeatlast well when you can opt back in 100% of your pension Deds are allowable so your overall earnings disregard will increase.
basically if your pension contributions was 100 you’d only technically be paying 45 as your UC would increase by £65
Hope that makes sense.
cstx89 · 07/09/2022 22:12
MNCar · 07/09/2022 21:54
@cstx89 lots of working people with rent /children/childcare are eligible for UC. You don’t have to not be working to claim.
Wow I did not realise this. I think I need to check this out! I never bothered as I thought I wouldnt be entitled. Thank you!
Libelula21 · 07/09/2022 22:24
I’m really surprised.
So you can have a net income of £2730 and be eligible for UC?
My income is approx £1000 per month but because I inherited some money on the death of my partner - which has to get my 3yo child to adulthood! - my understanding is that I’m entitled to nothing.
It would make sense to transfer all my money into my child’s name, so that I’m eligible.
Not meaning to hijack the thread, just thinking out loud - though comments welcome too.
MNCar · 07/09/2022 22:34
I’m sorry to hear about your partner @Libelula21 . Unfortunately if you have savings over 16k you wouldn’t be entitled to UC.
Childrens savings over 3k count towards that limit. If you purposefully moved it over it could also be seen as deprivation of capital.
breakingfreeatlast · 07/09/2022 23:18
cstx89 · 07/09/2022 21:53
When you say u have income of over £2K - where is this from? Working?
If so, is there a reason ur entitled to UC? Normally not working, ill etc would be eligible.
I could be wrong though.
It's from my paid employment, yes.
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