Annual insurance renewal time and again asked this question. I literally have no clue. We are not a very gadgety family and buy a lot of things second hand. Is it supposed to cover fixtures and fittings? Current policy covers us for £65,000, which seems a lot to me. Interested to know what other peoples is if you care to share?
Am I being unreasonable?
4 votes. Final results.POLL
TattiePants · 05/09/2022 15:56
From memory, ours is £70 or £80k for a 4 bedroom house. A few years ago we went round each room and tried to put a value on how much it would costs to replace everything in that room. We were way underinsured. For example, we have hundreds of books and even at an average price of £4-5 each, it would be thousands to replace them all in a fire. It would be a few hundred just to replace the food in the freezer. It was really surprising how quickly it added up.
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