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Share your dilemmas and get honest opinions from other Mumsnetters.

If you're on 28k a year

29 replies

Jorisbohnson33 · 31/08/2022 19:25

What do you get per month net? Assuming student loan repayments and pension. I've used a calculator but don't know if they're always accurate

OP posts:
PeasOff · 31/08/2022 19:26

www.moneysavingexpert.com/tax-calculator/

Bubblebubblebah · 31/08/2022 19:27

I found this one pretty accurate
www.thesalarycalculator.co.uk/salary.php

Jorisbohnson33 · 31/08/2022 19:27

Thanks, i tried it, but just wanted to hear from people in case it's different

OP posts:
Jorisbohnson33 · 31/08/2022 19:27

It's telling me 1900 net but that's without pension contribution i believe

OP posts:
Jalepenojello · 31/08/2022 19:28

I always use the salary calculator. Super accurate. There is a section for pension contributions

Spudina · 31/08/2022 19:30

I think I’m on about that much (not 💯 sure!) and I take home £1889. After tax.

Coulddowithanap · 31/08/2022 19:31

It depends on how much pension you pay surely?

Bubblebubblebah · 31/08/2022 19:34

I would discourage people to publicly state their wages to a penny. (Similarly with mortgages)😉

The calculator is accurate.

Singleandproud · 31/08/2022 19:35

I was on that and think I got around £1800, but I have Plan 1 and 2 student loans so yours would be a bit more I'd assume

RunningFromInsanity · 31/08/2022 19:36

With student loans and pension I take home about £1500.

LesOliviers · 31/08/2022 19:36

I pick up approx £1800, but that's after pension contributions.

LionessesRules · 31/08/2022 19:37

The salary calculator is pretty accurate, AFAIK.
But since student loans and pension contributions are individual (well, studebt loans break down into a number of large chunks, but there isnt just one repayment figure), I'm not sure random people putting numbers here will give you any more confidence in the final number.

SomeFuckingWizardry · 31/08/2022 19:40

Bubblebubblebah · 31/08/2022 19:27

I found this one pretty accurate
www.thesalarycalculator.co.uk/salary.php

I agree, The Salary Calculator Take Home Pay tool is pretty bang on.

I'm on 27k and after student loan (Plan 1) & 5% pension I get 1730.24. Their tool says 1729.97 so less than 30 pence difference.

The website has tabs where you enter your student loan plan type, and pension contribution percentage and the number it gives is pretty spot on.

PainsandAches · 31/08/2022 19:41

Jorisbohnson33 · 31/08/2022 19:27

Thanks, i tried it, but just wanted to hear from people in case it's different

Why would it be different?

Every day I'm reminded half the population have below average levels of intelligence

berksandbeyond · 31/08/2022 19:42

A salary calculator will be accurate.
It'll only be different if people are paying a different amount for their pension and / or student loan

Createagate · 31/08/2022 19:49

people’s pension contributions and tax codes vary…

sittingonacornflake · 31/08/2022 19:52

I'm on more than that but whack a mass amount in my pension which brings my net take home to under the £1800 mark. Not hugely helpful - you'd be better off using one of the calculators and inputting your pension contributions and student loan plan. They are accurate.

olderthanyouthink · 31/08/2022 19:53

I think £1400 but my tax code is screwed up so badly

TopGolfer · 31/08/2022 19:55

Two of my DC earn that, they pay a bit into their pension and take home £1650/£1700.

CreepyDibillo · 31/08/2022 20:08

The Salary Calculator website is spot on, to the penny for me. Pension contributions vary greatly so other people telling you what they take home won't be of any benefit.

VestaTilley · 31/08/2022 20:12

@PainsandAches was there really any need to be so harsh? The OP probably wonders if the calculator is out by £30 or so.

WorkCleanRepeat · 31/08/2022 20:14

Bubblebubblebah · 31/08/2022 19:27

I found this one pretty accurate
www.thesalarycalculator.co.uk/salary.php

Yes, I find this to be bang on. I use it all the time.

DepartmentOfMysteries · 31/08/2022 20:15

My husband earns this much, and including NI, loans and pension, has £1750 take home. Public sector pension, and student loan pre 2012.

PainsandAches · 31/08/2022 20:18

This reply has been deleted

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wineandsunshine · 31/08/2022 20:26

Student loan and teacher pension - take home £1690

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