@AnnieSnap
A meritocracy (and by the sound of it you) hold that those who don’t achieve a good standard of living are simply feckless and lazy
I've never said this - my view is one of having faith in people and doing the right thing for oneself and others which involves fulfilling your responsibilities, working hard and developing yourself and being rewarded for doing so, making prudent life decisions, and caring for those less able to look after themselves (ie as I've often said, we should provide more support to those that need it e.g the disabled).
Do I believe some are feckless and lazy? Yes of course I do - I'm sure you would too if you'd be honest with yourself and others and admit it. (Of course, it's peoples right to be feckless and lazy, we've all free will after all, but others should have to foot that tab).
Do I believe some make poor decisions without thinking of the consequences and expecting others to pickup the tab? Yes also, again I believe you'd agree if you were only honest with yourself, unless you love in a Halcyon world where everyone is perfect .
Do I believe some people who make good decisions can also and do also make poor decisions? Yes, that's life, no-ones perfect, and certainly not all the time.
So whilst I don't agree it necessarily holds that those that don't achieve are feckless and lazy (your words), I do believe it follows people should be accountable for their own lives and life outcomes (and that doesn't detract from my belief we should be a caring and supportive society - they're not mutually exclusive but instead, I believe, are much more powerful in unison).
Regarding finding my posts offensive that's your right to do so (even if I do find it rather woke) but I'll make no apology for sharing my view and engaging in discussion with others of a different opinion in service of either learning from them (and amending my view) or vice versa - that's the basis of a good democracy after all. Just because some topics are emotive (and it's worth pausing to consider why) doesn't mean they should be off limit (and that you should want to live in a bubble or echo chamber where you only hear similar "inoffensive" views).