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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To cease further communication with this plumber?

8 replies

NotYourOscarSpeech · 24/08/2022 16:07

Long(ish) story so I will try and keep it brief.

I have a rental property that is in a block of managed/serviced flats (I’m a long leaseholder). It’s a first floor flat, and there was a leak from a pipe connecting the washing machine, which went under the bathroom and caused a fair bit of damage to two flats below. Nobody’s fault, except perhaps whoever did the original conversion of the building (Victorian hospital) as apparently it wasn’t connected particularly well.

The property management company contacted the estate agent that manages the property on my behalf (I have zero day to day involvement with the management). Explained situation, that it was covered by the freeholder’s insurance in its entirety bar the small cost of the pipe that the freeholder paid - around £70. Total cost of the job was around £3000 as unfortunately the whole bathroom and the tiles had to be ripped out to get access, but all work was fully approved beforehand by the insurer to be carried out by a plumber on the estate agent’s list of contractors.

Work done. Invoice submitted. Tenant had to move out for three days so I reduced rent accordingly for that month. This was in January.

Fast forward to May - I start receiving angry calls, voicemails and emails from the plumber saying the invoice had not been paid. I was fairly pissed off because he shouldn’t have been given my details at all, I assume it was by the estate agent, but obviously apologetic. Estate agent essentially shrugged their shoulders, said they’d submitted it to the management company. I contacted the management company who fobbed me off to the insurer. So I contacted the insurer directly. After a bit of back and forth, had full confirmation that it was paid, dates, reference numbers, statement from the accounts department etc. I forwarded this on. Still getting angry calls so I blocked the plumber’s number and asked him to contact me via email only.

For various reasons, the postal address the estate agent have for me is actually my mother in law’s house. Early June, I get a distressed phone call from her saying “some big bloke” is on her doorstep ranting and raving about the invoice - it’s the plumber! He leaves and she’s quite shaken (she’s nearly 90), and calls the police, gets a reference etc although no follow up. I send one final email saying it’s been paid and essentially to leave me (and MIL!) alone. I then block his email. However, I do contact the loss adjuster, briefly explain the situation, and ask him to please contact the plumber directly and provide the payment details.

Fast forward to today - no further contact (although as he’s blocked I don’t know if that’s for lack of trying) and today I’ve had a letter via MIL from a debt collection agency, asking for payment and with an additional £600 fee, threatening legal action.

I’m not particularly concerned about this - largely as I have no contract with the plumber and have all the paper trail etc. I have emailed the debt collection agency essentially explaining the above.

So, my AIBU - I don’t really want to engage any further with this. I feel like I’ve done everything I can. All the account details, sort code etc were double checked with the bank, the insurer is adamant the payment was made on time and as agreed. I don’t really understand why it took five months for the plumber to realise he hadn’t been paid. But at the same time, unless he’s completely unhinged, he clearly believes he hasn’t been paid or else why would he do all of this? So AIBU to not do anything else to follow this up?

OP posts:
happinesslovescompany · 24/08/2022 16:54

You should put the plumber in contact with the insurers so they can chase the payment direct. He obviously hasn't had his money but it needs the issuer of the payment to instigate a trace. If I'd been told I'd been paid but hadn't I'd also hunt down the non-payer. I think you're being unreasonable.

GreenFingersWouldBeHandy · 24/08/2022 16:58

Send all proof of payment and ref numbers etc that you received to the debt collector.

Sounds like something has gone wrong somewhere. And how did he get your MIL's address? You need to get that updated on whatever system it is on ASAP.

NotYourOscarSpeech · 24/08/2022 17:18

I think part of me is loathed to do anything else as he’s been so unpleasant - being threatening on the phone to me is one thing; but to a clearly distressed elderly lady in her own home is something else entirely.

I have given him the insurers details, he also has dealt directly with both the estate agent and the management company. MIL address has come from the EA as when I first started renting the property out I was living abroad and they had that as my UK postal address.

OP posts:
Ohsugarhoneyicetea · 24/08/2022 17:53

The behaviour of the estate agent is shocking, they had no right to disclose your contact details or address for that purpose. I would complain to the Information Commission or the property ombudsman.
ico.org.uk/make-a-complaint/data-protection-complaints/

Pixiedust1234 · 24/08/2022 18:04

Well...something has gone seriously wrong and I think you should be a bit more proactive in finding out what. I am guessing that the insurers have paid out to a bank account that's had the account numbers transposed. Wont hurt you to see if this has happened for a start.

Nothing good comes from sticking your head in the sand, it just prolongs the annoyance.

NotYourOscarSpeech · 24/08/2022 18:09

@Pixiedust1234 Mm.. I feel like I already have been proactive. I have all the documents confirming the correct bank account number etc, after chasing the insurer. I’m not quite sure what else I can do at this stage; they say they’ve paid, they’ve double checked it’s correct, and they’ve sent the evidence of that.

OP posts:
NotYourOscarSpeech · 24/08/2022 18:10

@Ohsugarhoneyicetea I know, it’s outrageous, the girl who did it is an apprentice and so I haven’t wanted to be too harsh with her and as I have a long term, very good and reliable tenant via this EA I have less of an inclination to rock the boat… but should this tenant give notice I absolutely will be changing.

OP posts:
browneyes77 · 24/08/2022 18:50

NotYourOscarSpeech · 24/08/2022 18:10

@Ohsugarhoneyicetea I know, it’s outrageous, the girl who did it is an apprentice and so I haven’t wanted to be too harsh with her and as I have a long term, very good and reliable tenant via this EA I have less of an inclination to rock the boat… but should this tenant give notice I absolutely will be changing.

No, no, no!! The EA absolutely needs to be made aware of what’s happened here! If nothing else so that the girl responsible can be trained properly!

This is a huge breach of your personal information and they need to be made aware of their fuck up!!

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