"child savings"

[pumpkinandpuddles]

First post + long time lurker.

My DS is 1. I split from my ex during pregnancy, he has DS once a week and pays no Child Maintenance. I brought this up recently due to cost of livings going up and my rent increasing. He claims he has a saving account for my son, but I have seen no proof of this and scared to ask as he can lose the handle rather quickly. I can't take him to CMS as he has quit his job so probably not even worth anything? AIBU to ask to see proof and accept the backlash or just assume he is and wait 17 more years and see if these savings are there? I don't want to argue with him again as things are civil. Or is there a way I can ask the bank if anything is set up in trust of my son?

My exh had accounts for our dc.
When they got 18 they were empty..
Has he shown to be an honest man as yet op?

If he’s unemployed, how does he have the money to save?

He’s a liar.

I'd say he's lying- plus how is a child savings account going to help you financially support his child?!

He is honest, but also lies as well about silly things that are irrelevant so i'm not fully convinced if there is a savings account, his family say there is but i've never heard exact figures or ever seen proof of anything.

Oh sorry! I should've said he has only very recently quit his well paying job( within the last week)

I wouldn’t bank on savings verses food on the table.

Do you know for certain that he hasn't started a new job? He's really shooting himself in the foot otherwise.

Well he needs to stop putting money in this imaginary savings account and pay for his child in the present. You don’t have the option of no outgoings for your child until he’s 18. The guy is a liar and thinks he doesn’t have to pay towards your child and if that account did really exist then he needs to pay toward his child now.

I would file a child support claim. You need to be supported now. I would not bank of some future savings—insane.

He's starting up his own business and quit work to focus full time on that x

If he chooses to save up some money for your dc to have when they are adults, that is a lovely bonus for them but it has nothing to do with the fact you need to feed them now, and clothe them, and pay for activities and trips and birthdays and haircuts and bedlinen and football boots and the 101 other things that need paying now.
Whether you think he might save money for them or whether you think it is a load of baloney isn't really important or relevant. You can't go to the supermarket, get a trolley load of food and give them an IOU for 16 years time when your dc might, or might not get a sum of money to come in and pay with.
Mortgage companies and landlords aren't really known to take IOUs either.