Hi
really after some advice here as I’m not sure what to do. Current circumstances to help understand the situation:
Single mum to two kids (6, 2)
Own my house with a Mortgage.
I have been offered a place to study an undergraduate degree in Law this September and have also been offered a new job within a good company, not on the best pay but could work my way up.
at the moment I own my own flat and my current mortgage payments are really really low as I bought it for a good price 5 years ago.
the things making me undecided;
- I am in a position to go to university whilst my mortgage payments are low and therefore I won’t ‘struggle’ with the student loans and maintenance grants I get every month.
- If I go to university, even though I will be required to study all week, it will give me that flexibility with childcare if I ever struggle and also will get more weeks off in the year than I would at a job.
the job I’ve been offered is a starting point for me and something I could see myself working my way up in, but I just don’t know whether I should get a degree behind me first. My issue is I really really want to buy a house but I am not in a position to be able too for another 3/4 years. I already have my deposit so that’s not a problem, but getting a bigger mortgage on my own is proving difficult.
please help and tell me which one I should go for. I am due to start my new job at the beginning of September so really need to make my mind up!!
thank you!