My earnings are all over the place due to having different jobs, zero hours contracts, both weekly and monthly pay, so on.
I'm looking for one permanent job so this should fix things.
Over the last month I've earned £1650 net approx to give an idea, this is what I earn roughly but depends.
Split rent with my partner, so £375 each. I pay more council tax as I earn much more so I pay £95. I also owe £140 to DWP for an advance I had, I pay £70 a month which finishes in October thank god!!
Zero utilities, internet or TV licence as all included in rent.
I've got 2 things on Payl8r, one is £17 which ends in October, one is £31 until next April.
£2200 credit card debt to pay off.
Netflix, then I've recently changed to a new phone plan which is £15 a month. £6 a month bike insurance.
I'd like to save at least £200 a month. I managed it last month but I'm so bad with money.
No children or other commitments, I try to live on £100 a week which includes food, transport, beauty, going out etc. (This is after bills) no overdraft or loans etc.
I think people manage on much less, I should be able to manage better.
Just looking for advice really. I don't buy any expensive clothes, make up etc. I don't have a car. Don't drink any alcohol.
We're very lucky to not have utilities to pay. Just want to know how others would manage with this Budget and outgoings