No, not yet... I mean I'm noticing increases but I'm not feeling them pinch. And that, is purely down to luck, honestly.
We have two homes, neither with a mortgage, which happened via a fluke windfall a few years ago. I am fortunate enough to stay at home with our two children, so no childcare costs.
DH is self employed and works perhaps 3-4 days a week, the rest of the time he's home to help out with the kids or household stuff.
Had this happened just 2 or 3 years ago, we would have been utterly f*cked to be frank. We were renting in an expensive area, both working 40-50 hour weeks and only had one child, who's childcare was upwards of £1200 a month alone. We were budgeted to the penny every month and scraped by.
The increases I'm seeing now would have crippled us not that long ago, I can't fathom what we would have done! That fact is terrifying, and not at all lost on me now that we are comfortable.
And I reiterate, for us it was pure luck, that's it. I feel very very sad reading comments here that people are feeling like they're letting their kids down or they're not doing something right. It's nonsense, this is a huge situation out of your control. It could effect any of us, through no fault of our own, and in my case, not effect us... again through nothing I've consciously done!