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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Claiming on my neighbours car insurance

5 replies

Highho · 28/07/2022 23:41

Not totally an AIBU but here goes!

Our CCTV captured our neighbour reversing into our garden wall this afternoon. She's dislodged our coping stones, they'll need lifting and rebedding on.

They've not said a word and we also have on CCTV her husband attempting to hide the damage by pushing the coping stones back in line.

We don't get on. I'm not comfortable confronting them and so I've logged a report with the police, paid to find out their car insurance details and logged a claim.

My question is, have I done this right or do I need to go through my home insurance?

OP posts:
EL8888 · 28/07/2022 23:48

Go for it. They have damaged your property and tried to conceal it

Tiani4 · 28/07/2022 23:51

No it's her car that caused damage so it's her car insurance

When I damaged my child's nursery gate by reversing into it, it was my car insurance that paid to repair it not their property insurance. It's not their tree falling on your wall it was her driving her car into it. Download the video and attach it to your claim to her car insurance and take photos of her car (& zoom also into car damage if it's there) and car reg today or blow up screenshot from video

LibrariesGiveUsPower · 28/07/2022 23:52

Yanbu go for it.

SofiaSoFar · 28/07/2022 23:54

If you went to your home insurance they'd ask what happened and go after your neighbour anyway.

Great that you have CCTV - their insurance won't argue with that.

Tiani4 · 28/07/2022 23:56

I wonder if she reversed from
Public road across public pavements at all, without giving you her car insurance within 24 hours or notifying police herself, whether police will consider this a failure to stop after RTA?

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