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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

An air b n b one

110 replies

Crocsandshocks · 24/07/2022 09:16

Help me solve an argument. Who is bu?

Man and woman jointly purchased a house 5 years ago. Man paid £125000 deposit. Woman took out a mortgage for the remaining £125000.

Woman therefore pays 560 per month on the mortgage. Man pays electric bills and council tax.

Man decided to convert double garage in the garden to an air b n b. It cost man approx 18k. Man has said that once he recoups the 18k woman can have half the monthly income from the air b n b.

However woman thinks she should have half the profits from the start seeing as she is paying the mortgage on the overall property.

Who is bu here? Any legal or money experts that can advise?.

I am the woman, by the way.

OP posts:
skilpadde · 24/07/2022 16:58

*Id say I spend about 500 a month on food and kids clothes.

He spends about 200 on council tax plus electricity.

I do think he's financially controlling. But most people on here seem to think I'm on a cushy number!*

To be fair, your original post doesn't even imply that you have an unfair share of the everyday bills, so how would we know?

Renegotiate how you split the bills.

And either pay half of the conversion up front, so you can immediately share the profits, or accept that he should get reimbursed for his £18k before there are any profits to share.

When the conversion is complete, will you still be 50:50 owners, or is he assuming that his additional £18k investment changes that to 53:47?

sweeneytoddsrazor · 24/07/2022 17:09

Who pays the water, car insurance, contents insurance, gas, phone, TV licence, broadband, life insurance .

sweeneytoddsrazor · 24/07/2022 17:10

Who pays for holidays?

MrsWooster · 24/07/2022 17:28
  1. Find out from an estate agent what impact the ‘loss’ of the garage/garden area has on the property price (eg) -£10k
  2. Knock your half of that off the £18k so he should start paying you Air BnB profits once he clears (eg) £13k
  3. sort out your living expenses-set up a joint account, from whichALL family living costs are paid and to which you both contribute identical proportions of your net salary.
3 is most important, imo.
Aria999 · 24/07/2022 17:38

Put £9k in up front and split the profits from the start (if you have it)

Otherwise work out a charge for him to pay you, to cover your half of the house cost (probably minus his half of the utilities).

Ungratefuldead · 24/07/2022 17:51

sweeneytoddsrazor · 24/07/2022 17:09

Who pays the water, car insurance, contents insurance, gas, phone, TV licence, broadband, life insurance .

It's really difficult to answer OP as the information is so spotty.

The bills you have mentioned cannot possibly be everything for the household and £200 for council tax AND electric with the current price increase is very low.

Crocsandshocks · 30/07/2022 19:28

He does most of the comms. If I'm about he ropes me in to clean otherwise he doew it or pays a friend's daughter or neighbour 20 quid to clean.

Some of my items are in the air b n b for guests to use. As I say, a 1/3 rd of our garden and a parking space is now unusable whilst guests are there. I have to sneak past the airbnb to get out the drive. It feels have a sneaking suspicion that once he earns £18k he will tell me he actually spent 25k. In other words he may move the goal posts. I have asked him for a spreadsheet of income and outgoing costs numerous times and he has promised it but it never materialises.

OP posts:
Doona · 30/07/2022 19:37

No, no, he sounds awful. I can't bear men who refuse to commit financially to a partnership but are quite happy to have kids with a woman. Yuck.

rookiemere · 30/07/2022 20:34

How does he rope you in to clean?
Your relationship sounds so transactional, so surely he'd understand if you said no cleaning unless you get a share of the profits, or at least get the £20 he gives others.

Crocsandshocks · 30/07/2022 20:43

How does he rope you in to clean?
Your relationship sounds so transactional, so surely he'd understand if you said no cleaning unless you get a share of the profits, or at least get the £20 he gives others.

He only seems to understand when the transactions work one way.

OP posts:
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