Sister in law driving uninsured my husbands car

[Hann111]

We had one of his family members weddings - 3 hours away. We left late and on the way back my sister in law took over driving on his vehicle - motorway driving and gone midnight. She's not insured on his car and I'm pregnant. I'm annoyed that my husband left the wedding so late that he then got his uninsured sister in law to drive his car half of the way. AIBU? Thanks

When you hit someone else's car, you generally damage the car you're driving, too. So if SIL had hit someone else, the damage to OP's car wouldn't be paid for.

@Hann111 Thanks for this thread 🙂 Me and mum are going away soon in her car and I said I’d be ok to drive it too. - I know my insurance has in the past covered me for driving other people’s cars but I’ve not checked it lately. Due to this thread I will check before our trip. 🙂 Some of the misunderstandings regarding at insurance on this thread are shocking.
Just to clear up one such misunderstanding. If your insurance covers you for other vehicles that is 3rd party insurance only. Not 3rd party, fire and theft! Basically you are legal and liability for other drivers is covered. And that’s it. So if you have an accident and it’s judged your fault other car is covered but you get nothing for yours. Equally the case if you wrap it round a tree.
Safe motoring folks 🤗

@Dontfuckingsaycheese safest thing for you to do is to get added to your mum's insurance for the duration of your trip - my mum used to do this for me and I've done it when going away with a friend - it was not expensive and gave us (comprehensive) peace of mind.

@Hann111

Thank you. We've all been there IE in hindsight should have done more. What is important that we learn from it.
You are a very decent person, all credit to you.

My AA brokered insurance has the same wording as swelegant's. Not something I asked for, just a general clause.

What I don't understand is why the OP is so anxious about something that has already happened and passed without incident. She doesn't know her SIL want insured. If her husband was tired and had driven for 1.5 hours then the safest thing was to swap drivers or take a rest.

Yabu
being pregnant doesn’t mean your brain is “scrambled” I personally find this comment unhelpful. It creates an illusion that pregnant women can’t think straight.
Secondly it seems to me that you are more upset that your dp didn’t prioritise your concern about who was driving because now that you are pregnant, you want to be centre stage and not his sister.
If she drives her own car, likelihood is she was insured.

Again, her husband and SIL thought she wasn't covered. So as far as they were concerned, they were breaking the law, and taking a big risk.

So it's not really over. OP has discovered that her DH is an idiot who's prepared to break the law and risk his licence. He didn't stop being an idiot as soon as the journey was over.

Sure, take a rest etc and or change driver but it does not mean you should break the law.