I am well paid but after we finish our one cheap UK holiday this year, we'll be going full-on economy mode to make sure we can afford the forthcoming price rises in energy and food.
We have the luxury of being able to cut back - TV subs, meals out (rare anyway) takeaways, going anywhere for leisure, etc.
Even then, and having watched Martin Lewis' latest video on twitter, I have some serious concerns - not just for us but for the million who are worse off.
I haven't seen anything from any politicians that even acknowledges they recognise how serious it is, let alone offer any worthwhile answers.
AIBU to think some really serious stuff is going to need to change pretty soon?