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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Should he have paid?

37 replies

Merrydance · 13/07/2022 15:22

Dh just involved in minor prang with a delivery bike outside a fast food outlet. I was not there but DH says he was going really slowly as negotiating leaving car park. He said this delivery bike came out of nowhere and the braked, DH was not aware car had touched him, but delivery person just stood still looking at DH. DH stopped and asked was there a problem. Delivery person said DH had hurt his leg and damaged his brakes. DH could not see this evidence when he asked to see it but there is a small scratch to front of our car, so it is likely that they came into contact. Delivery person got out his phone and said he would call Police unless DH paid him £100. DH did not want police called, so got out cash from his wallet, then delivery person said £110, but as is was all in 20s DH said he couldn't.
Can people demand money at road side in this manner? I can understand having a chat when it is a minor prang, looking at damage and agreeing to give money rather than claiming on insurance, but this was rather intimidating. I think we should raise it with delivery company, but DH is not keen. What would you do?

OP posts:
Merrydance · 13/07/2022 18:56

I started this thread to ask if handing money over at scene of a minor accident was unusual, not to ask if DH was in the right or wrong regarding any accident that could have occured. He has nothing to hide from Police and should have insisted on exchanging insurance details, but was stressed and cyclist was aggressive. I have not started the post for judgement on DH, or accusations he has things to hide from Police. I know he should have handled it differently, but I was not asking about that, so don't need those comments
Thanks for those who have helped me clarify this was a scam/ that money should not be exchanged at the scene

OP posts:
AnnieCannyFrangipani · 13/07/2022 18:59

Someone tried to scam my mother like that. Approached her in a car park accusing her of scratching the scammer's car while driving past on the main road, and demanded £150 cash to save the bother of involving police and insurance companies. Mum told them to drive their car to the car park so mum could see the damage first so the scammer went off to supposedly bring their car round but never reappeared.

We did wonder why they chased mum on foot rather than in the allegedly damaged car.

TeapotTitties · 13/07/2022 19:00

OP, even if you don't drive you must know people can't just go around demanding money at the scene Confused

And you must at least suspect that anyone who gives into those demands, and willingly allows themselves to get taken to an ATM to draw out £100, rather than call the police very probably knows they were in the wrong.

Skodacool · 13/07/2022 19:13

Merrydance · 13/07/2022 18:56

I started this thread to ask if handing money over at scene of a minor accident was unusual, not to ask if DH was in the right or wrong regarding any accident that could have occured. He has nothing to hide from Police and should have insisted on exchanging insurance details, but was stressed and cyclist was aggressive. I have not started the post for judgement on DH, or accusations he has things to hide from Police. I know he should have handled it differently, but I was not asking about that, so don't need those comments
Thanks for those who have helped me clarify this was a scam/ that money should not be exchanged at the scene

You’re quite right.

Skodacool · 13/07/2022 19:14

TeapotTitties · 13/07/2022 19:00

OP, even if you don't drive you must know people can't just go around demanding money at the scene Confused

And you must at least suspect that anyone who gives into those demands, and willingly allows themselves to get taken to an ATM to draw out £100, rather than call the police very probably knows they were in the wrong.

That is absolute rubbish. People get scammed all the time.

Hoppinggreen · 13/07/2022 19:15

Merrydance · 13/07/2022 18:56

I started this thread to ask if handing money over at scene of a minor accident was unusual, not to ask if DH was in the right or wrong regarding any accident that could have occured. He has nothing to hide from Police and should have insisted on exchanging insurance details, but was stressed and cyclist was aggressive. I have not started the post for judgement on DH, or accusations he has things to hide from Police. I know he should have handled it differently, but I was not asking about that, so don't need those comments
Thanks for those who have helped me clarify this was a scam/ that money should not be exchanged at the scene

Yes, very unusual and a bit of an issue for your insurance as well as you should really declare the accident to them
If my DH was prone to doing things like that I would be concerned about letting him out unaccompanied

hedgehoglurker · 13/07/2022 19:22

Damage on front of vehicle would indicate that he likely did hit the third party. "Came out of nowhere" would suggest he wasn't paying attention as they clearly came from somewhere and had contact with the front of his vehicle.

It sounds like he got off cheaply with £100. Should have taken photos, exchanged details, looked for any witnesses and let insurance deal with it if the police weren't required on scene.

SuperDoughnut · 13/07/2022 20:07

Surely it should be reported as the cyclist could do this to someone more vulnerable and less able to afford £100 than your DH?

Motnight · 13/07/2022 20:16

FirewomanSam · 13/07/2022 16:19

Didn’t some skateboarders run this exact scam in Better Call Saul?

This!

Stopthebusplease · 13/07/2022 20:37

OP, I'm not going to comment on what your DH did, but you really MUST notify both the company this guy worked for, AND the police, as this is clearly a scam, and by not reporting it, you're leaving other people open to the same thing. OK your DH may not want to report it because he feels a twit having been scammed, but if he won't report, you should, at least then the police can do something about it, or put out warnings etc. At the very least, put a message on your local FB pages so that others are aware.

AudHvamm · 13/07/2022 20:50

i think he probably shouldn’t have handed over cash, insurance a better channel, however, as a cyclist I wish I’d had the balls to demand money for replacing a bike wheel that got bend beyond repair when a van drove in to me from standing at traffic lights (I was positioned in the advance stop box and in front of the vehicle so his claims not to have seen me were spurious).

EarringsandLipstick · 13/07/2022 21:37

I would be having very strong words with him.

It simply defies belief he allowed himself & DD to be accompanied to the cash point to take out money.

Even if he agreed to sort it informally & hand over cash, you would surely do it in a more appropriate way.

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