We’ve recently had our help to save account payout so have a total of £3500 to spend. We were planning to redo the bathroom after 2.5yrs of owning our house. The bathroom isn’t in a terrible state, it’s quite modern but the bath has a large chip in it, the toilet often runs so have to pay £60 twice a year for a plumber and the vanity unit has some water swelling.
Just before the savings account paid out, the decking in our garden (again already there when we bought house) began to sink at one side. I had a carpenter come to have a look who said timber frame is rotten so whole thing will need to be taken up, new frame and new decking boards.
I’m really torn between what to do as bathroom was part of plan in terms of fixing up the house however decking is an unexpected repair and could be dangerous if one of my children fell through the damaged decking.
I’m completely stuck on what to do as we won’t likely have these savings again as we live very hand to mouth (I’m an NHS worker and husband in office role) and have a very high mortgage (joys of South East) and lots of costs due to having two disabled children and paying for childcare due to us both working. I know this is a first world problem but generally interested in what others would do. We haven’t got a quote for bathroom but Wickes said roughly £7k-£10k which would mean putting some on finance. We haven’t had a quite for decking either but likely to cost a lot as timber costs have gone up. We would consider putting down a patio to keep costs down.