Fixed rate mortgage coming to an end next year - need advice

[Woodendolly]

Posting here for traffic.

Our five year fixed rate mortgage is coming to an end this time next year.
Our situation has changed since we first applied for the mortgage 4 years ago.
We have had a child and we have dropped an income due to ill health.

We manage to pay the mortgage every month and haven’t missed any payments.
Our house price has gone up about £60,000 since we bought it according to an online search. The area we are in is becoming much more sought after.

Is it unlikely we will get another fixed rate with our lender? (Halifax)

Just wondering if anyone has knowledge about this kind of thing.
Thanks.

If you stay with the same lender you just go online and choose a new rate,no new checks done unless you were looking to move or borrow more. So no problem at all don't worry.

We’ve got about £81,000 still to pay on it if that helps any.

@Yikesafhutt okay thanks, that’s a weight off my mind!

I'm a mortgage broker so I do know what I'm talking about. In a past life I also worked for barclays as a mortgage adviser too. Don't fret.