I am Scottish, live back in Scotland now after 30 years working in London.
I would say many of our friends are having the same discussion.
The current UK government have set a precedent, through Brexit, covid and beyond of mistruths, inconsistencies, bluster and fiscal imprudence. There was no money tree, there was austerity, then money is magically found, the £350m brexit NHS bus that never was, the flip flop policies, , the corrupt PPI contracts etc etc. I mention this as any independence campaign is at risk of succeeding simply through lack of trust, rhetoric fatigue and anger at Boris, regardless of true merit.
I have huge respect for how Nicola Sturgeon has conducted herself throughout covid. However I have yet to see a robust financial case for independence. I worry that any campaign will go down the route of the Brexit 'lie and wing it' approach......simplistic soundbites and nonsense and political in-fighting. For the Unionist Tories to lose Scotland would be unimaginable and I can well imagine the media coverage will descend into dirty fighting pretty quickly. And the reality is that so many people will feel they have nothing or very little to lose that they will vote for change accordingly, with some sentimental idea that their vote will benefit the next generations.
For those that realise the money has to come from somewhere, there will be sharper concern and the SNP will have to work hard to demonstrate the books can balance. But there will also be reasonable support amongst the passionate Scots intelligentsia for autonomy and self-government as a credible alternative to the current Westminster shit-show. The credibility of the UK Labour party is fairly critical in this regard, the need for a strong left wing pro-unionist opposition is desperate. As is the warmth of the noise from the EU, which will find it hard not to get embroiled.
Regardless, it is hard to imagine hard facts, truth and detail will win the day in the current climate.
Personally, I loathe what the UK is becoming (or feels like its becoming), and absolutely feel like running away for the first time in my life. But thats not about financial impacts or to escape taxation, its about what we stand for. And living somewhere where common decency and honesty is in greater supply.
In reality we are retired, and the vote we give will impact the next generation far more. I like to think we will choose wisely, but I fear honest information and detail will be hard to come by.