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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Daily Spending

58 replies

Judithand2 · 16/06/2022 00:10

We are a normal family with 3 DC. Our income is low so we do not pay tax, just to give you an idea on the salaries etc.
i am trying to monitor the daily spending that goes out of our joint account. I buy bi weekly shop and myself and the kids eat at home. However DH seems to not care about his spendings. Today he spent almost 20 quid on his lunch and breakfast. Where our family food budget per week is 100.

YANBU to expect him to prepare and bring food from home and eat what everyone else in the family eats
YABU he works hard let the man eat

OP posts:
DrinkFeckArseBrick · 16/06/2022 11:31

If it's a one off then I think it's fine, but if this is regular and you're on a tight budget then it's not fair that a large part of the family budget is being spent on treats for one member of the family while the rest of you are trying to save by using own brand beans or something.

Have you spoken to him about it?

Hallyup89 · 16/06/2022 11:31

Bumpsadaisie · 16/06/2022 08:34

Our joint income is over 100k but we can't certainly afford to spend money on lunches and coffee regularly.

We take stuff from home, coffee in a flask and water in a water bottle.

I know where your DH is coming from as I used to do the same thing but it costs a fortune. We were overspending because of it. You just need to kind of break the addiction of buying nice food and coffees out and instead enjoy putting something nice together at home.

I got a really nice lunchbox with compartments and water bottle for a birthday present and now I really like just making myself something nice and it hardly takes any time - I'm making the kids theirs anyway. I wouldn't think to buy food out and about nowadays unless a treat.

Could you be any more insensitive and out of touch? Nobody is interested that your huge, unachievable for most, salary can't afford to buy you a sandwich. I suggest you look at your budget if that's genuinely the case.

FourTeaFallOut · 16/06/2022 11:33

Actually - that sounded snottier than I intended, I'm happy with my own budget. I just think the op is doing a great job to start with and I'd be fucked off that her DH sabotaged it.

SmartCarDriver · 16/06/2022 11:41

Alcibiade · 16/06/2022 11:20

Sorry OP but your DH is a total arsehole. We only have one DC (and earn enough to have to pay tax), but I simply cannot imagine spending £20 eating out on my own just because I happen to be at work that day.

DW fixes me a salad for my lunch on days when I go to work (basically just lettuce, two slices of ham and a boiled egg) and I sometimes take along a packet of crisps (11p from Tesco). I just eat whatever we have made for dinner when I get home. Human beings do not need to eat a full meal for lunch (the only exception being if they are doing a job which involves intense physical effort - mine involves some physical work, but not what I would call intense).

Do the same for him and tell the bugger you are reducing his risk of ischaemic heart disease, strokes and gallstones in the future so he should appreciate it.

Or better still teach the man child how to pack his own pack lunch and put his own crisps in with it!

I thought this was 2022?

coffeecupsandfairylights · 16/06/2022 11:45

Alcibiade · 16/06/2022 11:20

Sorry OP but your DH is a total arsehole. We only have one DC (and earn enough to have to pay tax), but I simply cannot imagine spending £20 eating out on my own just because I happen to be at work that day.

DW fixes me a salad for my lunch on days when I go to work (basically just lettuce, two slices of ham and a boiled egg) and I sometimes take along a packet of crisps (11p from Tesco). I just eat whatever we have made for dinner when I get home. Human beings do not need to eat a full meal for lunch (the only exception being if they are doing a job which involves intense physical effort - mine involves some physical work, but not what I would call intense).

Do the same for him and tell the bugger you are reducing his risk of ischaemic heart disease, strokes and gallstones in the future so he should appreciate it.

What a ridiculous comment 🤣

Make your own bloody salad!

Charlavail · 16/06/2022 11:46

How can someone on 100k not afford a sandwich?

Alcibiade · 16/06/2022 11:54

coffeecupsandfairylights · 16/06/2022 11:45

What a ridiculous comment 🤣

Make your own bloody salad!

Ah, but you're assuming I actually like having the bloody salad.

Left to my own devices, I would just eat the crisps and avoid the bloody vegetables.

Yikesafhutt · 16/06/2022 11:58

Sorry am I being thick? How can someone who works not pay tax? Is he very part time? Do you get a shit load of benefits? Because £100 a week food budget on such a small income seems impossible.

FourTeaFallOut · 16/06/2022 12:00

Tax free allowance is £12.5k.

Alcibiade · 16/06/2022 12:00

Charlavail · 16/06/2022 11:46

How can someone on 100k not afford a sandwich?

Massive mortgage on the most expensive property they can get, monthly payments on two SUVs and interest payments on the credit card bill run up on their skiing holidays don't leave that much to go on for the rest of the month.

Yikesafhutt · 16/06/2022 12:03

Alcibiade · 16/06/2022 12:00

Massive mortgage on the most expensive property they can get, monthly payments on two SUVs and interest payments on the credit card bill run up on their skiing holidays don't leave that much to go on for the rest of the month.

I'm a mortgage broker and honestly you speak the truth! I see so much of this.

anxiousatnight · 16/06/2022 12:09

I'm confused - how is your joint income £100k if you don't pay tax?

JamesMartinsWaistcoat · 16/06/2022 12:11

anxiousatnight · 16/06/2022 12:09

I'm confused - how is your joint income £100k if you don't pay tax?

That's a different poster. OP doesn't earn £100k.

SmartCarDriver · 16/06/2022 12:18

FourTeaFallOut · 16/06/2022 12:00

Tax free allowance is £12.5k.

Personal allowance is £12750

HELLITHURT · 16/06/2022 12:23

Alcibiade · 16/06/2022 11:54

Ah, but you're assuming I actually like having the bloody salad.

Left to my own devices, I would just eat the crisps and avoid the bloody vegetables.

As PP said what a fucking man child, your DW makes your salad otherwise you'd eat crisp, are you 5?

Do you really enjoy being treated like a child, not sure how any woman would find this attractive?

Alcibiade · 16/06/2022 13:06

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HELLITHURT · 16/06/2022 13:16

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What little brains I have? How rude are you? Would you like to enlighten me as to why you think I have little brains?

I am referring to you saying that you only eat salad if your wife makes it "because I don't like it". Comprehension clearly not your strong point, but anyone who will only eat stuff "he doesn't like" because his wife makes it for him, is extremely childish and subsequently unattractive.

Make your own lunch and cottage pies! You seem to be one of those men that still thinks its 1950, where your wife serves you. Again unattractive.

coffeecupsandfairylights · 16/06/2022 13:22

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Alcibiade · 16/06/2022 13:23

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HELLITHURT · 16/06/2022 13:27

@Alcibiade it's not possible to block (that's also a teenage thing)

it is possible to report your post as being a personal attack, I do not have little brains, however I do have a relationship that is equal to my husband and I do not need to make his pack lunch to ensure he eats' healthily. Your wife having to take over that duty because you previously pigged out, is a reflection that you are unable to look after your own well being.

Given you are so very rude, not sure MN is the place for you?

HELLITHURT · 16/06/2022 13:28

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It's a public forum, you can end the conversation, hopefully you won't be back, but you don't dictate that I should 😀

Alcibiade · 16/06/2022 13:33

HELLITHURT · 16/06/2022 13:27

@Alcibiade it's not possible to block (that's also a teenage thing)

it is possible to report your post as being a personal attack, I do not have little brains, however I do have a relationship that is equal to my husband and I do not need to make his pack lunch to ensure he eats' healthily. Your wife having to take over that duty because you previously pigged out, is a reflection that you are unable to look after your own well being.

Given you are so very rude, not sure MN is the place for you?

You are the one being rude. Using words like 'fucking' to another person is quite vulgar, is it not?

I do have an equal relationship with my wife and she is not taking over any duties. Eating what she wants me to is a matter of courtesy, not subservience.

Maybe you should learn something about that c-word instead, and make up for the vulgar language that you have used.

xogossipgirlxo · 16/06/2022 13:44

Alcibiade · 16/06/2022 12:00

Massive mortgage on the most expensive property they can get, monthly payments on two SUVs and interest payments on the credit card bill run up on their skiing holidays don't leave that much to go on for the rest of the month.

Ah yes. The good old song played on mumsnet. Poor chaps on 100k income were forced to pay mortgage and lease two petrol SUVs and go on holiday. They are as skimmed as people on combined income of £30k with 3 kids.

HELLITHURT · 16/06/2022 13:44

Alcibiade · 16/06/2022 13:33

You are the one being rude. Using words like 'fucking' to another person is quite vulgar, is it not?

I do have an equal relationship with my wife and she is not taking over any duties. Eating what she wants me to is a matter of courtesy, not subservience.

Maybe you should learn something about that c-word instead, and make up for the vulgar language that you have used.

I do love a man that thinks women shouldn't be vulgar, it's so 1950s!

Mumsnet has women all over it swearing, it's almost like we are grown ups and can decide for ourselves if we think it is vulgar.

I do love a man telling me off for swearing. 😂

xogossipgirlxo · 16/06/2022 13:46

*skint lol. Thinking of coffee, hence skimmed. But you got the point. This comment about 100k income and this advice are unbelievable.