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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Car crash settlement and partner

28 replies

availablealways · 10/06/2022 11:01

Long story short, I was in a car crash and my partner was driving.
A car drove into us while we were stationary.
I received back and neck injuries.
My partner however has been very unwell and been in hospital for weeks due to brain injury.
The crash seems to have either caused this injury directly or set off a series of events that may have been dormant eg stroke/ brain lesions etc.
He does not have diagnosis and the neurologists cannot give a definitive one at present.
He is relatively well and discharged at present but is not permitted to work or drive until they have a definitive diagnosis which may never happen such is the complexity of the physiology of his brain. Their words. His scan results make for upsetting reading.

On a personal level I am under medical care.
For example I've been to hospital twice for assessments and X-rays, Dr 4 times. I'm still taking NSAIDS and am also attending counselling, osteopath and homeopathy.
I've had to give up past times and hobbies as they are physically prohibitive at the moment. I need further investigations for my lower back injuries which have been organised.
While my partner was in hospital, I drove to see him every day.. a 60 mile round trip to see him but to also to provide laundry/ clothes etc.
This went on for a full month.

So the insurance company has contacted me. They have offered me £ 1500 plus expenses as a form of compensation.
I have no experience in these matters so would appreciate your advice.

I need to write to them acknowledging their correspondence.

I don't wish to accept that offer. My treatment according to medical professionals will be ongoing but they cannot predict an end date.

When constructing the letter, is it acceptable to include the fact that due to this accident, I have travelled to see my partner each day of his stay and essentially been his advocate and best of kin or do I leave or out of the letter?

They never contacted him after twice promising to do so , so. They do not know that he's been in hospital and the extent of his injuries, whether caused by accident or not( symptoms started the next morning after the crash for him).

He will be handing this straight over to a solicitor.

My colleague who is legally versed thinks I should include the stress and upset that I have endured due to partners illness and hospital stay but I don't know should I ?

What are your thoughts please?

OP posts:
rowkaza · 10/06/2022 14:32

Decline to accept their offer, and get yourself a PI solicitor.

Fitbachick · 10/06/2022 15:01

If your partner had legal insurance through his car insurance you should be able to use them. I would if possible get your partner to phone his car insurance and see if he had this cover and if so his car insurance should refer you over to a solicitor who deal with this. I was covered through my car insurance as i had legal cover and it did not cost me anything.
Not sure if you have household insurance with legal cover if you can use this or not.
i definitely would not settle until the full extent of your injuries are known. Once you have a solicitor they will guide you through the process and deal with the other sides solicitors.
Was your car not damaged? As you would have to contact your insurance to advise them of the accident anyway.

adlitem · 10/06/2022 15:05

That offer is shockingly low. Get a PI solicitor onboard, he is perhaps able represent you and your partner together. You will get LOADS more the £1500 for what you describe.

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