My 2 yr old attends the childminder 2 days a week. I asked to reduce hrs to just mornings as we currently have £300 per month more going out than coming in. Her charges recently went up too. She is not ok with it as she can’t make up the hours and will lose income. If he drops a day it will be taken by another child and when he gets his funding at 3 I won’t be able to increase days again. Also it is easier to work with him around in the afternoons as he will either nap or have quiet time. I don’t know what to do.