Am I making this up? ATM charges around 1999

[gregdaviesiswonderful]

Having a disagreement with DH who thinks I'm making this up. It is entirely possible that I've misremembered this so wanted to check!!

Around the time I was at university (1999-2002) I was with NatWest who had a bank on campus.

I started off getting money out at various cash points around town as there was only a NW branch on campus, not in the local town.

Now, this is where I'm not sure my memory has failed me.... I distinctly remember after a term realising that every time I used a non NatWest ATM, I was charged (I have £10 flat fee in my head but this seems too much).

I remember my parents sitting me down and pointing out that I had spent over £100 just in charges to get money out as there wasn't a NatWest ATM in town.

So from then on in I always got money out on campus before heading into town for a night out.

My DH says this is bollocks and although atms have always had some that charge, there was never a time when bank 'brands' charged for not using their ATMs and the charges were minimal and hoc depending the machine you used.

Sooooo...
YANBU: I remember this also being the case
YABU: As DH says, charges have varied but not for the reasons you state.

I paid for everything by cheque in the days leading up to payday. You could also cash a cheque at the Post Office near me which was also useful at that point in the month.

Some pubs would cash a cheque too,, you couldn't pay with a card but if you were a regular they would cash a cheque and then you would spend the money they had just given you.

Yes, my first job we had a bank on site two days a week. Astounding now when I think about it as there were also a couple of branches on the high street just a short walk away. Nowadays you’re lucky to have one branch within driving distance during your lunch break.

Yes, our local supermarket had a bank in it.