Posting here for traffic. My husband dropped into conversation this afternoon that he is due a refund of £865 due to a tax rebate through a claim company called Family Finance Plus. I’d received a text that morning from the same company, suggesting I could be a tax rebate and to reply with a convenient time for them to call me back. I deleted it as assumed it was a scam. I pay tax via my employer on PAYE. My husband does too. Neither of us are self employed.
when I asked about the company he said they contacted him via email and he responded. He is step 3 into the 5 step process. Step5 is receiving the money into his account. I was immediately suspicious and asked what details he had given out. He has sent them a photo of his passport and last 3 months of payslips. He hasn’t given them any bank details.
I went on to register with action fraud to report it, but then found the company online. I called them and they seemed a legitimate company. The lady said they obtain details via other marketing referrals or by previous clients. My husband had given them my name and number hence the text this morning. The company is registered as HAP communications on companies house. I feel satisfied now that he hasn’t sent his details on to a Nigerian call centre who will be taking a large loan out in his name!
However, how would my husband be due £865 (this is minus their 30% fee!). If he pays via his salary, wouldn’t it be correct? How common is it to be overpaid in this instance? I looked at how you do this ourselves via HMRC to avoid the fee, but it means filling out a self assessment form. I thought this was only done if self employed??
I do file for rebates for professional subscriptions, uniform laundering costs and working from home myself via government gateway, but how common is it to pay too much tax via your employer??
I am hoping others may have more knowledge than I do 🙂