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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be annoyed with NatWest switch deal?

5 replies

Begoniagal7 · 07/04/2022 19:29

I was in a branch today and was told I could switch my current account over and get £150. I didn’t have my debit card for the identity confirmation, and the person told me it was fine, I just needed to do it today.

After getting LO to bed, I had a chance to complete the switch online. Only to learn that the £150 deal had to be completed before 5 pm! I did it at 6 and now have begun the process for a switch. Quite miffed as this wasn’t mentioned anywhere in the branch or on the online form I began earlier today! AIBU to be annoyed with this?

OP posts:
Dotdotdotdashdashdashdotdotdot · 07/04/2022 19:47

Surely you had to click you approved the Ts&Cs & it was mentioned then?

TinySaltLick · 07/04/2022 19:56

I am sure if you go and speak to the branch they will find a way to honour it otherwise you can just switch elsewhere

RE the t+Cs comment above - it probably was but realistically is it feasible to read every condition at the point of every sign up to a product? Perhaps for insurance, or a mortgage, or a building contract... But not standardised products and services?

Shurl · 07/04/2022 19:58

Talk to the branch. If they won't honour it switch to first direct next week, they arealso doing £150

Begoniagal7 · 07/04/2022 20:13

Everywhere I looked, it just said must be completed by 7th April. I did scan the Ts&Cs on my mobile and don’t recall seeing the 5 pm deadline but I see now they’ve taken it off of their website.

@Shurl, thanks I’ll look in to the first direct option as well!

OP posts:
Kay7766923 · 07/04/2022 20:29

Yeah speak to them and see if they will honour it. They probably will. If you feel you should have reasonably been given this information then I would raise a complaint. Banks are very willing to give money out to resolve complaints and I can't see them having much issue with paying you the £150 for being 1 hour out. We give people £25 just for complaining about the call wait time at the bank I work for.

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