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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

AIBU to be fucked off with this

103 replies

Bintymcbintface · 24/03/2022 10:38

I am a single parent to 1 and work part time whilst trying to increase my contracted hours to earn more and not be struggling. I do receive tax credits and housing benefit but not the max amounts, part of trying to move to more FT hours is so I don't have to claim anything. Coming up to Christmas I did some overtime and my housing benefit got cut drastically working out I'm about £170 a month down, this is being rectified as I was able to show the increased earnings over December were a one off and not a reflection of my usual take home pay.

Anyways, my dsis works part time, lives with full time working boyfriend and in all their combined earnings are perhaps 4 times mine. She casually mentioned that they'd applied for UC "just to see and boost their money". The application was accepted and now they're getting 80% of their rent paid and more money on top.

I know it isn't their fault they were awarded it but I can't help but feel really fucking annoyed by this. I did a tiny bit of OT and ended up properly screwed, they earn way more than I do, applied for a benefit they didn't need to boost savings and are pretty much getting everything handed to them and have bought a new car and are booking holidays... How is this right or fair?

I can't apply for UC as the legacy payments would stop and I can't afford to be down for 5 weeks, besides I don't want to, I want to honestly earn my way and want to get off benefits.

YABU - fair play to them
YANBU - It isn't fair

OP posts:
FairyCakeWings · 25/03/2022 08:09

Pupil premium continues for six years after its first claimed, even if parents win the lottery and stop claiming FSMs.

Newmumatlast · 25/03/2022 08:40

@Namechangehereandnow

But it’s company profit, not the wage you pay yourself from your business. So if your business makes a profit of 50,000 a year and you pay yourself £5000 wage, or your profit is £50,000 and you pay yourself £20,000 …. the outcome is the same. It’s based on 50,000.
The poster you're responding to is confused.

They're referring to people who set themselves up as company directors and paid themselves a low wage. In which case yes, the amount they could receive if they furloughed themselves was based on what they were paid as an employee not the company turnover.

Self employed is different. You dont get a wage. Some people may choose to informally set aside a sum as a wage but they're not employed, obviously, and so it is profit that is taxed treated as salary equivalent income. So during covid those on more than 50k couldn't claim anything and actually people who weren't declaring properly, if they otherwise wouldve been over the threshold and received nothing, wouldve been better off. My profit was over 50k and so I received nothing during covid.

SkySmiler · 25/03/2022 14:43

You pay the loan back over 12 months - not out of the next months payment

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