sadly, I'm having to live on Universal Credit, the very princely sum of £324 a month. To say that my belt is tightened is an understatement! I am 62 and trying to gain employment is rubbish. I was offered a job at B&M for 12 hours a week, so not full time equivalent. I had to drive 11 miles to get there. However, the Universal Credit people take 65p in every £1 I earn. It worked out that it would cost me £95 a month to work there. What would you do? I hesitated, so much. A toss up, between "it's a foot in the door" or, "can I afford this".
I could not sustain that loss. So, I'm still unemployed.
People talk about luxuries. I vaguely remember those. A bit like "savings"!!
I've literally just had a letter from my Landlord (Council based) and my rent has tripled! I have to pay a proportion of my rent, which I don't disagree with, and I have to pay £25.56 a month, together with £11 Council tax. My rent has increased, from April, to £102 and my Council tax is now £16 a month. Sadly, my bills are what they are, and I have reduced them by about £10 a month, but this rent increase is not manageable. Just for info, for anyone out there on Universal Credit, I have found out that BT are doing a deal for people on UC, where they only have to pay £15 a month for broadband. This is currently costing me about £40 a month. Because I live very rurally, I don't have broadband options. It's called BT Essentials.
I try to remain positive though. I apply for so many jobs, every day. I know that my age is against me. I am doing free courses, that I can add to my CV, not useless courses, but hopefully, courses that will help me to achieve. I love the interviews that ask me, "where do you see yourself in 5 years time"
At my age, hopefully still above ground! Makes me howl laughing! Not in your seat? I've had my own company, but I don't put that on the CV. in case it's seen as threatening. I do not want someone elses job. I am not here to usurp any person. Very sadly, I think, possibly, because of my age, I have more expereince than the person interviewing me. I don't know what to do about that.
In the meantime, I'm tightening my already tight belt. BTW, I can't tighten anything much more. I'm 4' 11" and 7 stone, on a good day with the wind behind me.
Please be aware, I am not looking for sympathy. I'm looking for a job! I don't feel bad about claiming UC, I paid into the system for over 40 years. My eldest son complained that the Job Centre "gave" me a laptop, but I needed it, for online courses, virtual interviews, et al. Honestly, I think I paid for it myself, during my years of working and producing 3 children who are now contributing to this country's future health and wealth. My rent increase is causing me SO much anxiety. I don't know what to do about this. The LA has suggest talking to them direct, but their website "is experiencing technical difficulties".