To be pissed off we won’t get the £150 rebate

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I feel like the rebate is giving with one hand and taking with the other. But now I also realise that as we are in band E: we aren’t getting the rebate at all! So it’s just “take” from us. We already pay a higher amount of council tax and we aren’t high users of council services

We aren’t rich: but we do have a fairly decent house that we make other sacrifices to afford. We work hard and pay into a pension and pay off our mortgage in the hope that we’re fairly self sufficient in old age. This just feels like a bit of a slap in the face.

If you can afford a band E property you are well off. If you have an expensive house you can't afford to upkeep, then downsize.

If the government implemented a scheme that took into account complex factors then it would cost so much to implement the vast amount of benefit would be gone and take so long to administer that it would never get out to people by April.

I'm glad councils are being given money to catch those who are poor who fall through this broad spectrum approach, it's a leap of faith to think they'll deal with it efficiently and fairly but at least they haven't been forgotten again.

But as for being in a band e house and stomping your feet about missing £150, I can't get excited about that.

I’ve tried scanning through the thread so this might have been mentioned already.

The local authority is being given a discretionary fund that people who live in properties band E and above can apply for. I don’t know what the criteria will be or how much the payment will be but I would keep checking your local authority website for when this is made available by them.

[quote Bumpy23]@Blossomtoes why would I make it up?.... It is ridiculous, unbelievable! It's a new build eco home, with every mod con that 'saves the environment' with the most incredible views. Which give it's the price tag,But their banding is A, so rebate it is.[/quote]
I don’t know why you’d make it up. But either you did or you’re misinformed and much more gullible than most people.

@Monopolyiscrap

If you can afford a band E property you are well off. If you have an expensive house you can't afford to upkeep, then downsize.

What a small world view you have.

I do not own my home. I live in social housing. It’s still a band E property.

@HadaVerde
*What a small world view you have.

I do not own my home. I live in social housing. It’s still a band E property.*
How many bedrooms home? Garden? How many floors? How many reception rooms?

It’s a bit of a blunt instrument but I’m not sure I agree with your argument about using services. We all pay into a shared pot even if we don’t use them. People without children don’t use schools or children’s centres etc.

[quote ChoiceMummy]@HadaVerde
*What a small world view you have.

I do not own my home. I live in social housing. It’s still a band E property.*
How many bedrooms home? Garden? How many floors? How many reception rooms?[/quote]
Please explain the relevance of your questions.

@HadaVerde
I'm yet to find many people living in social housing that is a 1 room studio flat, unless they're choosing to live in an expensive metropolitan area.

So more rooms, garden etc should quite rightly mean higher banding.

Despite having very little income because dd lives in a house-share she won't get anything either.

Dd lives in a Band F property with 3 others. Her share of the council tax is £50 per month.

[quote ChoiceMummy]@HadaVerde
I'm yet to find many people living in social housing that is a 1 room studio flat, unless they're choosing to live in an expensive metropolitan area.

So more rooms, garden etc should quite rightly mean higher banding.[/quote]
My home is identical to my neighbours and their homes are band D. It is a normal size family home.

There is very often no sense to CT bandings and they don’t necessarily indicate current value…or occupants wealth.

[quote ChoiceMummy]@HadaVerde
I'm yet to find many people living in social housing that is a 1 room studio flat, unless they're choosing to live in an expensive metropolitan area.

So more rooms, garden etc should quite rightly mean higher banding.[/quote]
So needing level access from the street, wetroom and wiring/preconstructed framing in place in case a wheelchair lift is necessary, plus enough turning space/open plan downstairs to get into the wetroom should quite rightly mean higher banding than huge houses with massive gardens opposite that just happened to be built before an arbitrary date?

If your house is worth £200k and you're paying £1000 a month on your mortgage is your mortgage over a short term? That's a lot.

Although I agree with the others you're just complaining to be contrary - you don't need the money.

Those who are getting the reduction are having to pay it back anyway. It's an involuntary 'loan'

Yes because the property value is higher. But that's exactly why the disabled band reduction scheme exists, which quite rightly accounts for that scenario

@Monopolyiscrap

If you can afford a band E property you are well off. If you have an expensive house you can't afford to upkeep, then downsize.

That's a crock of shit.

Did you know that the council tax on a band D house in Westminster is about £800pa but a Band D in eg. Liverpool is over £2000pa?
Doesn't help you OP but just wanted to point out how unfair council tax is in general

OP I understand your pov a bit more as you have expanded.

The calls to downsize / cheaper property are strange. As I said previously I upsized both property and area wise and my CT went down a band. The difference being my new house is a 1960's build, the former was built in 2000.

Get a bloody parent of a big family in charge of this country, it'll be ship shape and running like clockwork in no time.

Boris is the parent of a big family - thy just don't all live in the same household....

Unfortunately not all of the desperately poor will get it. Those on basic UC of 70 something a week don't always pay as much as 150 a year council tax, so will have less than 150 extra to help.towards energy bills. Some possibly pay no council tax so will not have any extra at all.

No, there are always some who will slip through and be completely forgotten/ignored. However, if it's a rebate, shouldn't that go against ALL qualifying households' accounts? Thus if I owed the council, say, £160 for a month and got a £150 rebate, I would owe them £10; if somebody on UC owed them £10 a month and got the £150 rebate, the council would then owe them (and pay them) £140 - or at the very least, keep it on their account so that they would eventually get 15 months of free CT? I realise I'm probably dreaming in even asking this....

@SpaceDetective

I'm curious about what parts of the country have 200k Band E houses.

I live in a Band E 3 bed flat. It's worth about £170k.

In this area there's about a 1 band anomaly between property built before 1991 and property build around 10 years later and newer. As there are a lot of very expensive period properties in the area it means that a house or flat worth 2 or 3 times more than mine and with rooms twice the size, within a mile, will often be Band D.

You'd hear the screams a thousand miles away if there was a rebanding though so noone will ever touch it.

I'm not fussed about the £150.

Council tax isn't fair in the first place. I have a 2 bed house, band d, and I pay one of the most expensive council tax rates in the country; £2300 a year.

@Cockle1234

Yes because the property value is higher. But that's exactly why the disabled band reduction scheme exists, which quite rightly accounts for that scenario

It doesn't. I appealed against the banding and it was refused because it wasn't an older property that had been converted, it was purpose built nearly twenty years earlier.

Basically, 4 bed Victorian valued at say £48,000 in the early 1990s pays band C and happens to be worth around £786,000 now.

2 bed flatpack built in 2010 theoretically worth around £186,000 pays Band G. Because it didn't exist in 1992. The house opposite in band C would have been around £385,000 on the same day.

It's always been a lower value in comparison. But purely because it didn't exist decades previously, it's 'worth more'? And because I couldn't get an accessible property that had stood in the area for twenty years, I should pay more just for being disabled?

That's the point. It's not worth more than the expensive and valuable properties opposite. Never has been, never will be. But it costs me more and I won't be eligible for any help because I am disabled and needed that rental property.

@WeBuiltThisBuffetOnSausageRoll

Get a bloody parent of a big family in charge of this country, it'll be ship shape and running like clockwork in no time.

Boris is the parent of a big family - thy just don't all live in the same household....

Unfortunately not all of the desperately poor will get it. Those on basic UC of 70 something a week don't always pay as much as 150 a year council tax, so will have less than 150 extra to help.towards energy bills. Some possibly pay no council tax so will not have any extra at all.

No, there are always some who will slip through and be completely forgotten/ignored. However, if it's a rebate, shouldn't that go against ALL qualifying households' accounts? Thus if I owed the council, say, £160 for a month and got a £150 rebate, I would owe them £10; if somebody on UC owed them £10 a month and got the £150 rebate, the council would then owe them (and pay them) £140 - or at the very least, keep it on their account so that they would eventually get 15 months of free CT? I realise I'm probably dreaming in even asking this....

I hope that is the case. It would make it much more fair, but yes we are probably dreaming...

Each local authority is also getting a discretionary pot of money to hand out to those not in band A-D but meet other criteria ie tax credits etc but they are still deciding how to pay this.

At the moment it is a big logistic nightmare. 40% of our council tax payers are not on DD so we will have to get their bank details as at the moment although the Govt calls it a council tax discount/rebate legally it isn’t and so it cannot be offset against your council tax bill. As usual this govt is shit and never thought about the mechanics.

We won’t get it either as we’re an E. It’s really unfair and I don’t think it’s right that those in higher bands have to sub others.