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Energy bills price increase

86 replies

fizzypop100 · 29/01/2022 15:08

Our fixed rate ends in April. How can I work out approx how much our new monthly direct debit will be ? It's currently £86 every month (some credit builds in the summer months).
Have e mailed Octopus but expecting a long ish wait for a reply

OP posts:
TheSnowyOwl · 30/01/2022 19:54

@fizzypop100

The energy companies won't be able to chase up thousands who can't pay
They sell the debt to external companies who can and will chase it up. And all the smart meters people now have can be remotely changed to prepayment with any debt loaded.
TheSnowyOwl · 30/01/2022 19:55

@lollipoprainbow

I thought if you had kids they couldn't cut you off. It's a bloody disgrace that we are being asked to pay over the odds for our energy through no fault of our own.
They can force a prepayment meter on you though and then if you don’t top up it’s classed as self disconnection.
Lancrelady80 · 30/01/2022 19:57

We're Octopus, electricity only. Oil combi-boiler. So for just the electric we currently pay £75 per month on a fixed tariff due to end in about a week. That's built up a fair amount of credit, thank goodness, which I hope will help us out.

We got sent an email three weeks ago as pp, with 3 options specific to us.

  1. Go onto fixed rate, jumping from £75 to £122.
  2. Go onto a loyalty fixed rate, jumping from £75 to £97.
  3. Go onto their standard variable (automatic unless we choose to fix) for £70 per month.

I'm assuming all the above are factoring in taking money off our credit balance, so eg 97 from our bank plus £15 off the credit balance actually working out at 112 in real terms. But I don't know.

At the moment we're doing nothing, and hoping that the government will have to come up with something to help us all because the price rises are scary.

FatFredsFriedEgg · 30/01/2022 20:16

@marqueses

I don't know what you mean about the 1980s *@FatFredsFriedEgg* but while prices are going to increase massively we aren't paying over the odds. The energy companies are losing money because of the price cap

As has been explained above there's a worldwide perfect storm of reasons for this

I've not said anything that disagrees with that, and I appreciate the problems that people (including me) are experiencing. I was just mentioning what used to happen when we couldn't pay electric/gas bills in the early 80s when I was young - we went cold. Presumably the same as people on prepayment meters (which didn't exist in the early 80s) do now.

Energy companies who either have their own resources (like British Gas) or have hedged properly (like Octopus apparently have) aren't losing any money. It's the companies which were trying to operate on the margins of profitability which are going bust.

BrioNotBiro · 30/01/2022 21:27

My fixed rate ends tomorrow and the new payment (for dual fuel) is exactly double.

It's based on the last year's usage too, so not some exaggerated projection.

Smeds · 30/01/2022 21:38

For those concerned about being cut off if they can't pay their bills, I don't think its something that would happen imminently. My neighbour hasn't paid his electricity bill for 4 years, he owes £3k and has only now been changed over to a prepayment meter. He's just an idiot, not someone genuinely struggling.

FlasherMcGruff · 30/01/2022 21:48

We were with a supplier which went bust and got moved to British Gas. Like for like - ie using the exact same amount of gas and electricity as last year - our last bill from Oct - Jan was 250% higher. Every £100 of fuel is now costing £250. We are really upset about it. It’s an astronomical rise. Will add a grand or so yearly to our household expenses.

SimonedeBeauvoirscat · 30/01/2022 22:05

@delilahbucket I noticed that you said this -

‘ Octopus have proposed several ideas in order to help deal with this and reduce the initial large increase, including privately borrowing funds in order to spread the increased costs out’

What do you mean exactly? They can lend you the money so you pay it back over time? This would be useful to know. Thanks.

Pedallleur · 30/01/2022 22:07

Martin Lewis recently recommended not fixing. Wait to see what the new rates will be.

dementedpixie · 30/01/2022 22:10

No, the energy companies borrow the money, not the customers.
This is part of the email they sent:

There has been a lot of discussion about what should be done to protect people from these rises. There are several options being considered by Ofgem, government and the energy industry:

  • Spreading the cost over several years
  • Removing VAT and environmental levies from energy bills
  • Extending the warm home discount to more customers

All of them can help, but the most impactful of these options is spreading the cost over several years, because it’s the only one big enough to make a real difference to all customers.

It’s impossible to know when wholesale prices will return to normal levels, but the issues leading to the rise are mostly temporary.

Spreading the cost of this sudden spike over several years will allow us to make the imminent April rise much, much smaller — more like £12 per month — and adjust prices to gradually cover the cost over time.

And with the benefit of time, the gradual rises are likely to coincide with falling wholesale prices, making the effective increase much smaller, and eventually dropping below current prices.

Should there turn out to be structural issues with our energy market that mean wholesale prices stay high or push even higher, then we will have greater time to deal with these at a national and international level, rather than just passing the bill straight through to households and forcing many into fuel poverty overnight.

Private funding can be found for deferring these costs which means we may be able to do it without Treasury funding (of course that may be an option too).

SeeminglyOblivious · 30/01/2022 22:26

Martin Lewis recently recommended not fixing. Wait to see what the new rates will be

No, that's not correct.

What he's said is that for many people, doing nothing may be the best thing - because a lot of suppliers' fixes are ridiculously high.

He also said that some are better and if you're being offered a fix at a 40% increase or lower than the current variable rate to consider it...because a 40% rise is likely going to be cheaper than what's coming in 2022. Its not just the projected 51% increase in April but then an additional 20% again potentially in October.

We fixed last week and I'm so glad we have. Our 12m Loyal Octopus fix offer for Electric was 30% higher than the current price cap. We jumped at it.

However - that fix is no longer available - the cheapest fix with Octopus already went up last week.

The pp who said they're waiting to see what the cap is before deciding - by then, you'll be too late. As soon as the variable cap is announced, it's likely that all the fixed rate offers will jump to higher than it anyway.

At the moment some are still lower than a 50% increase because its a bit of a gamble in case the price cap rise isn't as high as expected.

You'd be better off fixing now if you have an offer available for a 40% or lower rise, then cancelling it if the price cap rise is less - because after the cap announcement, that offer won't be available to you so the choice is gone.

jimmyhill · 30/01/2022 22:28

Source?

DockOTheBay · 30/01/2022 22:29

Ours doubled in October, because our fixed rate ended and we couldn't get on a new one. I assume it will go up a further 50% in April. Luckily we can afford it, many will not be able to.

gamerchick · 30/01/2022 22:32

@lollipoprainbow

And if we can't pay it then what ?? They can't squeeze money out of people if they just don't have it.
They'll stick you on a prepayment meter. Then you'll have the choice of putting money on it or not.
SeeminglyOblivious · 30/01/2022 22:34

Was that to me @jimmyhill?

LadyGAgain · 30/01/2022 22:35

It looks like in April we should expect a 50% hike and another 20% 6 months later.
It's hideous. Putin has a lot to answer for!

jevoudrais · 30/01/2022 22:35

We have a Rayburn. Think it might be time to look at getting it connected to all the radiators as might be cheaper to heat our house that way ☹️

Redwinestillfine · 30/01/2022 22:38

Op I would expect your bill to go up to approx £120 based on my experience ( with Octopus). Be warned though, it's going to rise again in April too Sad

delilahbucket · 30/01/2022 22:45

@SimonedeBeauvoirscat no they are proposing to borrow from investors so as consumers we pay say an extra £10 a month over three years rather than £30 a month over a year (obviously made up figures). They expect the high prices to be temporary and are looking at ways to reduce the short, sharp, shock. They are also lobbying for the price of renewable energy not to be linked to gas prices as it currently is, and things like the government cutting vat and levies.

makingmiracles · 30/01/2022 22:50

Will they cut off if you are paying something towards the bill?
Genuinely worried as we missed a payment in dec due to all having covid in nov and losing a chunk of wages meaning short of money for bills. Our updated bill is £600, a chunk will be payed this month, but I’m not able to pay anymore until the end of the month-my wages work a month behind so although I worked this month, I won’t get any wages till end feb and only 2wks worth as I’ve only just gone back (still felt unwell from covid till mid Jan) it’s very worrying.

Spudina · 30/01/2022 22:54

I just paid a £330 monthly bill with Good Energy. Last months was £400. It’s fucking insane. I want to switch to Octopus but we are all being advised not to right now. But I don’t think we have any other choice.

SeeminglyOblivious · 30/01/2022 22:57

They won't cut you off...but if debt builds too much and you don't engage with them to set up a repayment plan they will force a prepayment meter on you. After several requests to arrange an appointment for this, if ignored, they get bailiffs to force entry and install one.

That's a long road of many months though and I believe happens to those that don't respond or engage, not people communicating with them over financial difficulties.

BarbaraofSeville · 31/01/2022 04:20

If you're coming to the end of a fix you need to prepare yourself for the price to double.

We were moved to Octopus after Avro went bust and we're still paying £94 pm that was based on the fix we took out about a year ago, so not much more than £1k pa.

I'm surprised they haven't put it up yet as our annual cost on the October 2021 price cap, more or less, is around £1450 pa and this will rise to around £2k pa come April as I think I'm going to risk staying on the flexible tariff as it's likely to be a bit cheaper for the next 6 months and who knows after that?

It could be that things will stabilise or the Government will step in over the summer, or it could be that they'll go even higher over winter.

Leonberger · 31/01/2022 06:50

Just heard about the potential NI increases on the news too.

Not sure how they think we are all going to afford to loose £100s a month when our wages haven’t gone up for years Confused

delilahbucket · 31/01/2022 07:22

@Spudina no one is being advised not to switch provider, just not to enter into a fixed rate.

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