Do I have to pay my abusive ex this money back?

[beesfeet]

Husband is abusive. Tomorrow I am calling the police for harassment.

Here's my situation.

He took out a loan and we bought a car with it. The car is in my name, the loan is in his.

I have taken the car. Do I have to pay him the money back for the loan? He is evil and I'd rather pay it to be honest so he has nothing to come at me with but it will leave me with not much money left. I can pay it.

I can't see him taking me to court over it. He would stop paying maintenance for DS. However I did leave him with the house (rented so might not mean much) and all the furniture etc. i had no choice, he is abusive.

So as much as he can threaten me with the car, I have left him with everything else?

The registered keeper isn't necessarily the owner, but as you're married, it's a joint asset?

It depends if it is finance secured on the car in which case if he defaults on it whoever the finance is with can reposses the car.
The registered owner in the V5 is not proof of ownership of the car, if you have a receipt for it in your name I doubt you would have to repay anything but if it is in his name he could bring it up in court.

If its easier and cuts more ties personally I would pay him and be done

Yabu

The car is bought fully. It's a bank loan that was taken out to buy the car. The car isn't on finance.

I am tempted to just give it back but ask for 4K for it

Don't give him the money. You could end up in a situation where you give him the cash and he ends up with the car anyway. Wait until the financial settlement when you divorce and get legal advice.

He got the house contents you get the car

Give him nothing. Take the car. He’d never pay you anything for it.

Thank you all. I'm absolutely petrified of him if I'm honest. I have the police coming round. I want to give him the money only so he cannot torment me about it

If you are the legal owner, keeper, insured etc then I'd keep the car. Is the loan unsecured or secured? If secured, against what?

Don't negotiate anything to do with separating without good legal advice. Also, act in your own best interests, not what you think is easiest or fair to him.

Do not hand over cash. You cannot be certain he will use it to pay off the car...
*As advised to me by a solicitor..

@TimeForTeaAndG

If you are the legal owner, keeper, insured etc then I'd keep the car. Is the loan unsecured or secured? If secured, against what?

Don't negotiate anything to do with separating without good legal advice. Also, act in your own best interests, not what you think is easiest or fair to him.

It's an unsecured loan. It's the last thing that ties us together financially other than divorce.

@Santahasjoinedww

Do not hand over cash. You cannot be certain he will use it to pay off the car... *As advised to me by a solicitor..

Thanks, that's my gut feeling too. I'm just scared of what he might do if I don't

For a clean break I'd hand the car back to him as he's paying for it. Use my savings to buy my own car. You can get a decent car (Aygo/polo) for a small amount. I personally wouldn't want any ties to him

Also do it properly - change the v5 too so he's the next owner

@Dippydinosaurus

For a clean break I'd hand the car back to him as he's paying for it. Use my savings to buy my own car. You can get a decent car (Aygo/polo) for a small amount. I personally wouldn't want any ties to him

The car is worth a lot more than what the value of the loan is so I would be down financially if I did that. I'm thinking I could sell the car, get a cheaper one and use the difference to pay him back. Or some of it plus my own savings. But at least I'd have some money left

No you don't, unless the loan is secured on the car. I had this with abusive XH. Loan was in his name, car was in mine. He carried on paying the loan, I carried on driving the car. I even bought a car washing kit for him from DD for Father's Day knowing he didn't have a car to wash 😂