How on earth does anyone have any money left at the end of the month. I have totalled up all the bills we need to pay and they total more than the income. I just don't understand?! How can you work full time and still be left with not enough ðŸ˜please give me tips on reducing costs and making money last. I have gone to bed crying I cannot live like this. I got paid today and once I pay everything tomorrow I will have £3..ðŸ˜